What are the different types of Visa credit cards?

The three main types of Visa credit cards are Visa Classic, Visa Signature, and Visa Infinite. Each type of Visa credit card has different benefits associated with it, and Classic offers the fewest benefits, while Infinite offers the most.

Major Types of Visa Credit Cards

1. Visa Classic: This is a basic Visa credit card with standard features like $0 fraud liability, roadside dispatch and emergency card replacement.
2. Visa Signature: Visa Signature cards can come with even more perks and privileges, including travel and emergency assistance, a concierge, and a detailed year-end summary of your transactions.
3. Visa Infinite: Visa Infinite cards may offer top-tier benefits like travel insurance, extended warranties on purchases and return protection.

You can learn more about the different Visa tiers and their benefits on WalletHub. Keep in mind that the issuer of any given card has the power to choose which benefits that card will have. Just because a card is a Visa Infinite card, for example, doesn’t mean that card will have every possible Visa Infinite feature.

In addition to the three Visa benefits tiers, many different kinds of credit cards are available on the Visa network, from secured credit cards for building credit to rewards cards for people of all credit levels. You can also find Visa credit cards for students and small business owners.

Other Types of Visa Credit Cards

1. Visa Rewards Credit Cards: These cards are designed to earn rewards on purchases, in the form of cash back, points, or miles, which can be redeemed for travel, cash back, gift cards or merchandise.
2. Visa Business Credit Cards: Catering to business owners, these cards often provide expense-management tools, business-specific rewards, and accounting features.
3. Secured Visa Credit Cards: Suitable for those with limited or poor credit history, secured cards require a security deposit but help build or rebuild credit.
4. Visa Student Credit Cards: These cards are designed specifically for college students, and often provide better rewards and terms than comparable cards for non-students with limited credit.
5. Visa Co-Branded Cards: These are rewards cards affiliated with a certain merchant that offer extra rewards and/or supplemental perks with that merchant. Unlike store cards, which aren’t on a credit card network, Visa co-branded cards can be used anywhere Visa is accepted.
6. 0% APR Visa Credit Cards: A 0% APR card can help you avoid paying any interest on purchases, balance transfers or both for a certain period of time. This could last anywhere from around six to 21 months, depending on the card. Once the intro APR expires, the card’s regular APR applies to any remaining balance.

You can learn more about the different types of credit cards, as well as the best Visa credit cards, right here on WalletHub.