Christie Matherne, Credit Card Writer
@christie_matherne
The Ulta Credit Card cash advance limit is 20% of your credit limit, and you can find more details on your monthly statement or by calling Comenity Bank customer service. You'll also need to contact customer service to get a PIN if you're getting a cash advance at an ATM.
Key Things to Know About Ulta Credit Card Cash Advances
- The Ulta Credit Card charges fees and separate interest rates for cash advances. It charges a fee of 5% (min $10) and an interest rate of up to 33.0% (V).
- There’s no grace period on Ulta Credit Card cash advances. The amount of cash you withdraw will start to accumulate interest right away, with no grace period.
- ATM fees and limits are possible. Out-of-network ATMs can get expensive. ATM owners typically charge a fee of around $2 - $5, and banks often charge their customers another $1 - $2 fee for using out-of-network ATMs on top of that. Different ATMs may have their own cash withdrawal limits, as well.
Due to their extremely high cost, cash advances should only be used for emergencies. To learn more, check out WalletHub’s guide to credit card cash advances.
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John Miller, Credit Cards Moderator
@john_miller
The cash advance limit for the Ulta Credit Card is 10% of the credit limit. If you’re already an existing cardholder, your exact cash advance limit should be listed on the monthly statement or card agreement.
The Ulta Store Card, on the other hand, does not allow cash advances. The card can only be used for purchases at Ulta.
It's important to mention that cash advances can be very expensive. The Ulta Credit Card charges a cash advance fee of 5% (min $10). You’ll also have to worry about a cash advance APR of 33.0% (V) that applies as soon as you make the transaction. So make sure that you exhaust all other options before you turn to a cash advance.
People also ask
How can I get a cash advance with my Ulta Credit Card?
To get an Ulta Credit Card cash advance:
- Call the issuer's customer service at (866) 254-9971 and request a PIN, if you don’t already have one.
- Insert the at an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the from the ATM.
Keep in mind that an Ulta Credit Card cash advance is a very...
read full answer by Maria Adams, Credit Cards ModeratorHow do you get a cash advance from a credit card?
To get a cash advance from a credit card, you can withdraw the cash from an ATM using the four-digit PIN associated with your account. You can also ask the teller at a local bank branch for a cash advance, or use a convenience check from your credit card company.
How to Get a Credit Card Cash Advance at an ATM
- Insert your card.
- Enter your 4-digit security PIN.
- Select the...
What's the best cash advance credit card?
The best cash advance credit card is the Star One Visa Signature Rewards Card because it has a $0 cash advance fee and a low cash advance APR (8.75%). Such low cash advance costs are very uncommon, as other cards typically charge cash advance fees of 3% to 5% with an interest rate well over 20%.
Best Cash Advance Credit Cards in 2026
| Card | Cash Advance Fee | Cash... |
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