Maria Adams, Credit Cards Moderator
@m_adams
The USAA credit score requirement is good or better for the best USAA credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from USAA with limited credit history or a bad credit score, for example.
USAA Credit Score Requirements by Card
- USAA® Rewards™ American Express® Card: Excellent credit
- USAA Preferred Cash Rewards Credit Card: Good credit
- USAA® Rewards™ Visa Signature® Card: Good credit
- USAA® Cashback Rewards Plus American Express® Card: Good credit
- USAA Rate Advantage Credit Card: Good credit
- USAA® Secured American Express® Card: Bad credit
- USAA® Secured Visa Platinum® Card: Bad credit
Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a USAA credit card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
People also ask
What is the best USAA credit card for bad credit?
USAA does not offer any credit cards for bad credit (a credit score below 640). All USAA credit cards require good credit for approval, which means a credit score of at least 700.
There are, however, credit cards for bad credit available from other issuers that are quite easy to get. Using one of those cards responsibly may eventually help you qualify for a USAA credit card.
read full answer by Chip Lupo, Credit Card WriterWhat is the easiest USAA credit card to get?
The easiest USAA credit cards to get are the USAA® Secured American Express® Card and the USAA® Secured Visa Platinum® Card, since both are available to people with bad credit. Because they’re secured cards, they also require a deposit of at least $250 that serves as your credit limit.
Credit Requirements for USAA Credit Cards
| Credit Card | Minimum Credit Score Required |
| bad | |
| bad |
What are the best credit cards for a 550 credit score?
One of the best credit cards for a 550 credit score is the opensky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there’s no credit check when you apply, so approval is almost guaranteed. You just need $300 for a refundable security deposit and enough income to make monthly payments. This card also reports to all three major credit bureaus (Equifax, Experian, and TransUnion) every month, which is your ticket to a better credit score.
However, this isn’t...
read full answer by William Memphis, WalletHub Credit Card AnalystDid we answer your question?
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