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Yes, you can use your Synchrony credit card at Walmart as long as it is backed by a major credit card network like Visa or Mastercard. Synchrony mostly offers store credit cards and general-purpose co-branded credit cards. Some of the Synchrony credit cards can only be used for purchases at the retailer they are affiliated with. Others, can be used anywhere credit cards are accepted, including Walmart.
A couple of good Synchrony credit cards that you can use at Walmart are the Verizon Credit Card and the Synchrony Premier World Mastercard®. Both cards will reward you with cash back for your Walmart purchases, and they also have a $0 annual fee.
Notable Synchrony Credit Cards to Use at Walmart
- Initial Bonus: Verizon Credit CardLearn MoreLearn More
- Initial Bonus: Verizon Credit CardLearn MoreLearn Moreon issuer's website
- Initial Bonus: Verizon Credit CardLearn MoreLearn More
- Initial Bonus:
Initial bonus: $50 statement credit after making a purchase in the first 90 days, plus a $100 statement credit after spending $1,500 in the first 90 days
Ongoing rewards: 4% in Verizon dollars on gas, EV charging stations, dining (including take-out and delivery), grocery stores and Verizon purchases (excluding bill payment), and 1% on all other purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
- No Annual Fee: Synchrony Premier World Mastercard®Learn MoreLearn More
- No Annual Fee: Synchrony Premier World Mastercard®Learn MoreLearn Moreon issuer's website
- No Annual Fee: Synchrony Premier World Mastercard®Learn MoreLearn More
- No Annual Fee:
Initial bonus: N/A
Ongoing rewards: 2% cash back on all purchases
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
- High Rewards Rate: Sam's Club® Credit CardLearn MoreLearn More
- High Rewards Rate: Sam's Club® Credit CardLearn MoreLearn Moreon issuer's website
- High Rewards Rate: Sam's Club® Credit CardLearn MoreLearn More
- High Rewards Rate:
Initial bonus: $30 statement credit when you open an account and spend $30 on Sam’s Club purchases within the first 30 days
Ongoing rewards: 5% cash back on gas (up to $6,000 spent per year), 3% back on dining, takeout and on Sam’s Club purchases for Plus members, and 1% back on all other purchases (up to $5,000 earned in cash back rewards per year)
Annual fee: $0
Credit requirement: Good credit (700+ credit score recommended)
- Cash Back: PayPal Cashback Mastercard®Learn MoreLearn More
- Cash Back: PayPal Cashback Mastercard®Learn MoreLearn Moreon issuer's website
- Cash Back: PayPal Cashback Mastercard®Learn MoreLearn More
- Cash Back:
Initial bonus: N/A
Ongoing rewards: 3% cash back on PayPal purchases and 1.5% back on all other purchases
Annual fee: $0
Credit requirement: Fair credit (640+ credit score recommended)
You can also check out our editors’ latest picks for the popular Synchrony credit cards to weigh your options.
Popular Credit Cards from Our Partners
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Low Intro APR & Bonus Rewards
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People also ask
What is a store credit card?
A store credit card is a type of credit card that can only be used for purchases at a particular store or group of affiliated stores. Store credit cards are fairly easy to get since they are usually available to people with at least fair credit (640+ credit score). They’re also an inexpensive way to build credit, as they typically come with $0 annual fees.
Popular Store Credit Cards in 2026
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Some stores also...
read full answer by Chip Lupo, Credit Card WriterWhat's the difference between a store card and a credit card?
The main difference between a store card and a credit card is that a store card usually has limited use compared to a regular credit card. Most store cards can only be used for purchases from a specific store or group of stores. Regular credit cards can be used at any merchant that accepts cards from their network – American Express, Discover, Mastercard, or Visa.
Note that many stores also offer cards that belong to a...
read full answer by WalletHub, Financial CompanyWhat are the best store credit cards that can be used anywhere?
One of the best store credit cards that can be used anywhere is the Amazon Credit Card because it offers 1 - 5 points per $1 spent, plus a $50 Amazon gift card upon approval ($150 for Prime members). The Amazon Credit Card can be used anywhere Visa is accepted.
Some of the Best Store Cards That Can Be Used Anywhere
- Best for Online Shopping:
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Initial Bonus: $50 Amazon gift card upon approval ($150 for Prime members)
Ongoing Rewards: 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases
Annual Fee: $0
Minimum Credit Recommended: Good credit
- Rates & Fees Best for Wholesale Club Purchases:
- Rates & Fees Best for Wholesale Club Purchases:
- Best for Wholesale Club Purchases:
- Best for Wholesale Club Purchases:
Ongoing Rewards: 5% cash back rewards on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter, 3% back on restaurant and eligible travel purchases, 2% back on all other Costco and Costco.com purchases, and 1% back on all other purchases.
Annual Fee: $0, with a paid Costco membership.
... read full answer by Bogdan Roberts, Credit Cards ModeratorDid we answer your question?
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