Can you get cash back from a Walmart credit card?

You can get a Walmart Credit Card cash advance from any ATM that accepts cards on the Mastercard network. To do so, insert the card in the ATM, then enter your PIN and choose the cash advance option. After that, input the amount, and collect the cash and your card. You can also get a cash advance at any bank, but make sure to bring a government issued photo ID with you.... read full answer

Note that you can’t do a cash advance at all with the Walmart® Store Card - only the Mastercard version allows cash advances.

What you should know about Walmart Credit Card cash advances:

• Cash advances require a PIN: To use a Walmart Credit Card for cash advances at an ATM, you will need a PIN. If you don’t already have one, you can make a request by calling the number on the back of your card.
• Cash advance fee: The fee for a Walmart Credit Card cash advance is 3% (min $3). ATM-owner fees might also be included.
• Cash advance APR: The Walmart Credit Card cash advance APR is 29.49% (V), which will start accruing interest immediately, with no grace period.

As you can see, cash advances are really expensive. So, it would be best to avoid using your Walmart Credit Card for cash advances, unless it’s absolutely necessary.

Another Way to Get a Walmart Credit Card Cash Advance

You can also use the Quick Cash feature at Walmart to get a cash advance. This allows you to get up to $20 per day at a Walmart register when you make a purchase. Quick Cash is treated like a normal purchase too, not a cash advance. You can do this with either the Capital One Walmart Rewards® Mastercard® or the Walmart® Store Card.

The Walmart Quick Cash APR is 17.99% or 29.49% (Variable), depending on your credit. Plus, you only owe interest if you carry a balance between months.

Your Capital One Walmart Rewards® Mastercard® cash back was likely denied because you exceeded the $400 daily limit for Quick Cash or your card’s total cash advance limit.

Quick Cash is a feature available with both the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card. It allows you to withdraw $400 cash at the register when you make a purchase. And you won’t have to pay a cash advance fee, as the $400 will show up on your bill as a purchase.... read full answer

The Capital One Walmart Rewards® Mastercard® also lets you withdraw cash from an ATM but charges a cash advance fee of 3% (min $3) as well as a 29.49% (V) APR that begins to accrue immediately.

If you’re denied from redeeming cash back rewards earned on your credit card, that’s a different story. It could be an honest mistake that you can clear up with a quick call to Capital One, the issuer, at 1 (800) 227-4825. And while your rewards won’t expire due to inactivity, you can lose them if your account closes or if it’s not in good standing (i.e., you’re missing payments).

Here’s why your Walmart credit card cash back was denied:

• You already got Walmart Quick Cash once today. You can withdraw up to the daily limit of $400 or the available cash limit whichever is lower. The minimum purchase amount is $0.01. You must make a merchandise purchase in a Walmart or Amigo’s store to make a Quick Cash transaction.
• You’re not making a purchase. Quick Cash is only available when you buy something (of any amount).
• You’re over the cash advance limit. Although Quick Cash transactions are processed as payments, they count against your cash advance limit, which is a portion of your overall credit limit. Your Walmart credit card cash advance limit is listed on your monthly billing statement.
• Capital One made an error. If you’re looking for your cash back rewards but can’t find them, it’s possible Capital One made a mistake. Call them at 1 (800) 227-4825 to check out the situation.
• Your account’s not in good standing. You’ll be denied any unredeemed cash back you’ve earned if you miss payments or close your account.