What credit score do you need for the Wells Fargo Cash Wise card?

You needed a credit score of at least 700 to get the Wells Fargo Cash Wise card. This means good credit or better was required for approval. However, the Wells Fargo Cash Wise card is no longer available to new applicants.

Alternative Credit Card Option

If you are looking for a similar credit card, you should consider getting the Wells Fargo Active Cash® Card. This card offers 2% cash rewards on purchases on purchases, plus an initial bonus of $200 cash rewards after spending $500 on purchases in the first 3 months. On top of that, the card comes with an intro APR of 0% for 12 months from account opening on both new purchases and qualifying balance transfers. Balance transfers are subject to a fee of 3% intro for 120 days from account opening, then up to 5% (min $5). The card’s regular APR is 18.74%, 24.74%, or 28.74% Variable.

The Wells Fargo Active Cash requires at least good credit for approval. Just keep in mind that apart from your credit score, the issuer takes various other factors into account when determining approval, such as your annual income, debt, and credit history.

You generally need good credit (i.e. a score of at least 700) to get the Wells Fargo Cash Wise credit card.

But keep in mind that other variables such as employment status and existing debt obligations will also be considered.

They went thru Experian and Equifax, my score being 711  with Experian, I was approved for 5K

I was able to get a starting CL of 5500 at a WH score of 668. I also only had two months of credit history. Although I have heard neomerous reports that having a bank account with them will help and that they take into account your assets in their bank accounts and your spending habits. I had roughly 16000 in my savings and checking account with under 1000 in monthly expenses.

This was my second credit card, I have a discover secured card for 2 months with a 1000 dollar limit. My vantage credit score was in the low 600s, checking back 620 to 650 depending on the company. When I applied for thus card I received instant approval and a starting limit of 5500. I had regularly had around 10000 in my wells Fargo accounts for the previous year or two and I applied in person at my local branch. They told me that they take into account bank account history. However, I now have a Fico of 750+ and have yet to receive a credit increase on this card.