Maria Adams, Credit Cards Moderator
@m_adams
A program fee for a credit card is a one-time charge that is typically assessed when you are approved, ostensibly to pay for the general benefits of being a cardholder. It is worth noting, though, that there are several credit cards on the market that don’t charge either a program fee or an annual fee.
Some Easy Credit Cards to Get With No Program Fee
- Rates & Fees No Credit Check: opensky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Credit Check: opensky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Secured Visa® Credit CardLearn MoreLearn More
- No Annual Fee: Petal® 2 Visa® Credit CardLearn MoreLearn More
- No Annual Fee: Petal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Petal® 2 Visa® Credit CardLearn MoreLearn More
- Rates & Fees No Security Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees No Security Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- No Security Deposit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn More
- Rates & Fees Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- No Credit Check:
- No Annual Fee:
- No Security Deposit:
- Cash Back:
If you don’t want to waste money on fees, you can also check our editors’ latest picks for the best credit cards with no annual fee to weigh your options.
People Also Apply For
People also ask
Why do credit cards have annual fees?
Credit cards have annual fees to help cover the cost of rewards programs, benefits like travel insurance, and account services such as billing and customer support. Annual fees also help credit card companies profit more, especially on cards that people don’t use much. Similarly, in the case of credit cards for people with limited or bad credit, annual fees help credit card companies reduce the risk of lending to unproven borrowers.
Notable Credit Cards...
read full answer by WalletHub, Financial CompanyDo I have to pay the program fee for First Premier Bank?
Yes, you do have to pay the program fee for First Premier Bank credit cards if you are applying for an unsecured card. The program fee on First Premier Bank unsecured credit cards is a one-time fee of $55 - $95, assessed after approval. The exact amount you will have to pay depends on your creditworthiness.
Key Things to Know about First Premier Bank Program Fees
- First Premier Bank charges a program fee of $55 - $95, but this only...
How does Old Navy Credit Card trip cancellation insurance work?
The Alaska Airlines Credit Card reports to the credit bureaus once each month, within days after the end of your monthly billing period. Bank of America reports the card’s credit limit, account balance, payment status, and more to TransUnion, Equifax, and Experian.
After the Alaska Airlines Card reports your account information to a credit bureau each month, it may take a few days before the updates appear on your credit report. When you first open a new Alaska Airlines Card, you...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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