Adam McCann, Financial Writer
@adam_mcan
All major banks offer the possibility of instant credit card approval, assuming that you apply for the card online. Instant approval is common with online applications, but credit card issuers are never able to guarantee it. Various things can delay an issuer’s decision, such as incomplete or incorrect information on the application, or an applicant only just barely meeting the card’s requirements.
In order to have a good shot at instant credit card approval, make sure to fill out your application completely and accurately, and check your credit score to confirm you meet the card’s minimum requirement. It’s a good idea to get pre-approved if possible, as well. Below are some major banks whose credit cards you might want to consider.
Banks That Offer the Possibility of Instant Credit Card Approval
If you want to narrow down your search, you can check out the best instant approval credit cards on WalletHub.
People also ask
What's the best credit card to get if I need one today?
If you need a credit card today, you should apply for an American Express card, a Capital One card, a Bank of America card, or a store credit card that offers instant use. It’s very common to get approved for a credit card the same day if you apply online, but you’ll typically have to wait another 7-10 business days for your card to arrive in mail. Most credit cards don’t allow you to make purchases before the card arrives, but there...
read full answer by Maria Adams, Credit Cards ModeratorWhich banks have the easiest credit cards to get?
It's easy to get a credit card from banks such as U.S. Bank, Capital One, Bank of America, Citibank, along with other major banks that offer secured cards. You'll have a good chance of getting a credit card from one of these banks even if you have bad or limited credit.
Easiest Bank Credit Cards to Get
| Credit Card | Annual Fee | Category |
| Capital One Platinum Credit Card (see details, rates & fees) | $0 | No Credit ... |
Does Citibank offer instant approval?
Yes, Citibank does offer instant approval on its credit cards, but only some of the time. Instant approval is always possible when applying for a Citibank credit card online, though getting approved for an account immediately is never guaranteed.
Fortunately, there are several things that can increase your chances of getting approved right away, from having a high credit score to making sure you fill out the application accurately.
Factors That Increase the Odds of...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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