Discover and Capital One are easy banks to get a credit card from. Both of these major banks are common choices for first credit cards, likely because both have credit cards for every level of creditworthiness. Reports online also suggest Discover and Capital One are more relaxed about credit card approval requirements than other major banks. For example, someone with a borderline “good” credit score may get approved for a card that requires “good” credit.
If you have bad credit or no credit, any bank that offers a secured credit card will be easier to get a credit card from than a bank that doesn’t offer secured cards. Capital One, Discover, Bank of America, Citibank, and U.S. Bank are five major banks that offer secured credit cards. These credit cards require a deposit, which becomes your credit limit. And in general, you can get a secured credit card with bad credit.
It's worth noting that any previously-existing relationships you have with banks may come in handy, too. If the bank you have a checking account with offers a credit card, that will likely be an easy bank to get a credit card from. Your established relationship with your bank gives them access to your day-to-day deposit account history, which doesn’t show up on your credit report. So that’s extra potentially good information that’s available to your bank and not to other card issuers you might apply for a credit card with.