Chip Lupo, Credit Card Writer
@CLoop
Anyone can qualify for a platinum credit card as long as they are 18+ years old and have enough income to afford the monthly bills. However, some platinum credit cards are more difficult to obtain, often requiring a credit score of 700+ and a high annual income.
Although issuers will usually look at your credit history, income, and existing debts, the exact eligibility criteria depend on the card. There are many platinum credit cards available, with options for all levels of creditworthiness.
Popular Platinum Cards by Credit Score Requirement
- Capital One Platinum Credit Card: Limited History Credit
- Credit One Bank® Platinum Visa® for Rebuilding Credit: Bad Credit or Better
- Credit One Bank® Platinum X5 Visa Signature®: Fair Credit or Better
- U.S. Bank Shield™ Visa® Card: Good Credit or Better
- Comerica Bank Visa® Platinum Card: Excellent Credit
To see if you qualify for your platinum credit card of choice, you can start by checking your latest credit score for free on WalletHub.
Popular Platinum Credit Cards
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Initial Bonus Offer
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Airline Miles
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No Annual Fee
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Newcomers
People also ask
What credit card do millionaires use?
Millionaires use credit cards like the Centurion® Card from American Express (Amex Black Card) and the J.P. Morgan Reserve Credit Card. Both cards require an invitation to apply, and millionaires have the best chance of getting these high-end credit cards.
Credit Cards That Millionaires Use
- Centurion® Card from American Express
- J.P. Morgan Reserve Credit Card
- Chase Sapphire Reserve®
- Dubai First Royale Mastercard
Some millionaires choose premium travel rewards cards such as American Express Platinum Card® and Chase Sapphire Reserve when invite-only cards aren’t a good option. People with good/excellent credit...
read full answer by Chip Lupo, Credit Card WriterCan I upgrade from Capital One Platinum to the Quicksilver card?
Yes, you can upgrade from Capital One Platinum (see details, rates & fees) to the Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees). You can do so either with an offer from Capital One through your online account or by calling the number you see on the back of your card. Capital One tends to offer upgrades on accounts that are at least six months old with a history of timely payments and low credit utilization.
How to Accept a Capital One Upgrade Offer Online
- Click “Upgrade Now” on...
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