Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
The best car insurance for young drivers in Massachusetts is from GEICO, which is rated highly by WalletHub's editors for its discounts, customer reviews, ability to pay out claims, and competitive rates for young drivers. GEICO charges young drivers an average of $114 per month, while the state average is $134 per month.
Best Car Insurance for Young Drivers in Massachusetts
| Insurer | Average Premium | WalletHub Editors' Rating |
| $114 per month | 4.4/5 | |
| $129 per month | 4.2/5 | |
| $52 per month | 4.1/5 | |
| $155 per month | 4.2/5 | |
| $172 per month | 2.9/5 |
Note: Premiums are representative of good drivers aged 16-24 in Massachusetts; individual premiums will vary.
In general, insurance for young drivers tends to be expensive, since they haven't had time to prove themselves as safe drivers, so choosing the right insurance is important.
How Young Drivers Can Save on Car Insurance
Shop around.
Compare quotes from at least three different companies to find the best car insurance to fit your budget.
Look for discounts.
Many companies offer discounts that young drivers may qualify for, such as good student, safe driver, and driver education course discounts. For instance, most major insurance companies provide good student discounts for drivers who maintain at least a B grade-point average.
Drive safely.
Insurance companies factor in your age, how many years of driving experience you have, and how many years you have been insured when determining your premiums. Car insurance premiums usually begin to decrease at age 25 if you have a history free from accidents and traffic tickets.
To learn more, check out WalletHub's picks for the best car insurance companies in Massachusetts insurance companies in Massachusetts as well as the best car insurance for teens and young drivers nationally.
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