McKayla Girardin, Car Insurance Writer
@mckayla_girardin
American Family has the cheapest full coverage car insurance in New York, charging an average of $259 per month or $3,113 per year. This is cheaper than the $7,502 per year drivers pay for full coverage in New York on average.
Cheapest Full Coverage Car Insurance in New York
- American Family: $259 per month or $3,113 per year
- Progressive: $270 per month or $3,238 per year
- NYCM: $295 per month or $3,536 per year
- GEICO: $336 per month or $4,027 per year
- Erie: $422 per month or $5,066 per year
Note: Premiums are for a good driver in New York. Individual premiums will vary.
Just because an insurance company is the cheapest in New York does not mean it will be the cheapest insurance for you. How much you pay for full coverage in New York depends on several factors, such as your location, the type of car you have and your age. For example, teen drivers tend to pay more for full coverage than older, more experienced drivers.
Cheapest Full Coverage Car Insurance in New York by Age
| Age | Company | Average Cost |
| 16 | $489 per month | |
| 22 | $228 per month | |
| 45 | $140 per month | |
| 65 | $142 per month |
*Note: Premiums are for a good driver in New York. Individual premiums will vary.
Full coverage car insurance in New York costs an average of 146% more than a minimum coverage policy because full coverage consists of comprehensive and collision insurance as well as any coverage required by state law.
The best way to make sure you're getting the cheapest full coverage car insurance for your particular situation is to compare quotes from several companies. You should also take advantage of all the discounts you qualify for.
To see more options, check out WalletHub's complete picks for the cheapest car insurance companies in New York.
People also ask
How much is full coverage insurance in New York?
Full coverage insurance in New York costs $378 per month, or $4,535 per year, on average. This is more expensive than the national average cost of full coverage, which is $2,117 per year.
Cheapest Full Coverage Car Insurance in New York
| Company | Average Yearly Cost | Average Monthly Cost |
| $1,679 per year | $140 per month | |
| ... | $144 per month |
Which city in New York has the least expensive auto insurance premiums?
The city in New York with the least expensive auto insurance premiums is Ithaca, which has an average annual premium of $1,295 per year. By comparison, the overall average cost of car insurance in New York is $3,702 per year.
Cheapest Cities for Car Insurance in New York
- Ithaca: $1,295 per year
- Rochester: $1,497 per year
- Troy: $1,564 per year
- Schenectady: $1,577 per year
...
read full answer by Candace Baker, Car Insurance WriterHow can I get full coverage for cheap?
The best ways to get cheap full coverage car insurance are to compare quotes from at least three companies every 6-12 months, choose the highest deductible you can comfortably afford, and take advantage of discounts. For instance, many insurers offer discounts for paying your premium in full up front and taking an approved defensive driving course. You can get full coverage for cheap from Esurance, GEICO, and Mercury.
How to Get Cheap Full Coverage...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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