WalletHubNo membership fees0% intro APR on balance transfersNo foreign feeReports to the three major credit bureausNo rewardsNo rewards bonusNo intro APR on purchasesBalance transfer fee
We're sorry, but the Barclaycard Ring® Mastercard® may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 866-928-8598, Ext.
You can review Barclaycard Ring® Mastercard®'s rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Excellent Credit, Good Credit
$0
14.24% (V)
0% intro APR for 15 months*, 14.24% (V) APR after that
Balance Transfer Fee
by John Kiernan
May 19th, 2023
No membership fees
0% intro APR on balance transfers
No foreign fee
Reports to the three major credit bureaus
No rewards
No rewards bonus
No intro APR on purchases
Balance transfer fee
| cash advance fee | $3 |
| cash advance APR | 14.24% (V) |
| foreign transaction fee | $0 |
| smart chip | Yes, chip-and-PIN |
| max late fee | $28 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply*
Promotional Balance Transfers that post to your account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. For Balance Transfers that post to your account at a non-promotional APR after 45 days of account opening: $0**
Low 14.24% variable APR on purchases and cash advances
NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
No annual fee
No foreign transaction fees
International Chip and PIN
Can't find what you are looking for? Submit your question about Barclaycard Ring® Mastercard® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The Barclaycard Ring® Mastercard® does not offer rewards. Having said that, it is also worth noting that this credit card is no longer available to new applicants.
However, if a rewards credit card is what you are looking for, there are several good options available on the market. You can check out our editors' latest picks for the best among them and weigh your options.
The Barclaycard Ring uses Mastercard's exchange rates, which are published daily here.
Both Visa and Mastercard, the two most widely accepted card networks, use relatively low exchange rates. That's why you can save up to 11% on currency conversion just by using plastic instead of exchanging physical money.
The average Barclaycard Ring credit limit is $7,500, but that will depend entirely on your creditworthiness, income and debt.
An excellent credit score with a good income can lift that averge limit to $20,000. Best you can do is check your credit score, and make an assessment based on that.
The credit score needed for the Barclaycard Ring MasterCard was a “Good” (700+) one.
Unfortunately though, you can no longer apply for this credit card.
Check out these Barclays credit cards which are also suitable for balance transfers.
Most of these cards need at least a good credit score for approval....
You cannot apply for the Barclaycard Ring Mastercard if you live outside the U.S.
You must be a permanent resident of the United States to have a credit card account issued by Barclays Bank. Furthermore, please note that the Barclaycard Ring is no longer available for new applicants.
Yes it is! You get the 0% introductory APR for 15 months on balance transfers with absolutely no balance transfer fee. Pretty sweet!
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Offer last updated: May 19th, 2023 at 17:20 ET
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