Barclaycard Ring Mastercard Review: 600+ RatingsReviews, rates, fees, and customer service info for The Barclaycard Ring® Mastercard®. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees0% intro APR on balance transfersNo foreign feeReports to the three major credit bureausNo rewardsNo rewards bonusNo intro APR on purchasesBalance transfer fee
We're sorry, but the Barclaycard Ring® Mastercard® may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 866-928-8598, Ext.
You can review Barclaycard Ring® Mastercard®'s rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
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APRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
14.24% (V)
Balance Transfer
0% intro APR for 15 months*, 14.24% (V) APR after that
Balance Transfer Fee:2% (min $5) for the first 45 days, $0 after**
The Barclaycard Ring® Mastercard® is a good balance transfer credit card for people with good credit or better. The Ring Card offers an introductory APR of 0% for 15 months* on balance transfers, which is followed by a relatively low regular APR of 14.24% (V). It also has a ... show more
Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply*
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Promotional Balance Transfers that post to your account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. For Balance Transfers that post to your account at a non-promotional APR after 45 days of account opening: $0**
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Low 14.24% variable APR on purchases and cash advances
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NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
Can't find what you are looking for? Submit your question about Barclaycard Ring® Mastercard® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The Barclaycard Ring® Mastercard® does not offer rewards. Having said that, it is also worth noting that this credit card is no longer available to new applicants.
However, if a rewards credit card is what you are looking for, there are several good options available on the market. You can check out our editors' latest picks for the best among them and weigh your options.
The Barclaycard Ring uses Mastercard's exchange rates, which are published daily here.
Both Visa and Mastercard, the two most widely accepted card networks, use relatively low exchange rates. That's why you can save up to 11% on currency conversion just by using plastic instead of exchanging physical money.
The average Barclaycard Ring credit limit is $7,500, but that will depend entirely on your creditworthiness, income and debt.
An excellent credit score with a good income can lift that averge limit to $20,000. Best you can do is check your credit score, and make an assessment based on that.
You cannot apply for the Barclaycard Ring Mastercard if you live outside the U.S.
You must be a permanent resident of the United States to have a credit card account issued by Barclays Bank. Furthermore, please note that the Barclaycard Ring is no longer available for new applicants.
Share your insights and review the Barclaycard Ring® Mastercard®
5
29%
4
29%
3
25%
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12%
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4%
3.6
619 reviews
619 reviews
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Judy Beth @jballen_eg
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5 Star Rating
Verified Customer
The name Barclay is an old and trusted name. I can use it anywhere with confidence and chose it initially for foreign transactions.
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Nick Stiles @nick_stiles
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1 Star Rating
Dropped credit limit suddenly with notice via USPS that didn't arrive until after I went from having $5,800.00 left in credit limit to $21.00!!! Dropped by more than 50% overnight without warning because "I had high usage on another card." Ok, good idea. Now I have high usage on 2 cards with no communication received other than from Experian that monitors my credit.........
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Thomas Jensen @thomasj_21
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4 Star Rating
Be careful when you get this card. Now, I maybe wrong bu normally when you apply and get approved your due date is the date you were approved for the card or 4 days either way. I was approved for this card on 8/02/2016 and received the card the next day via their $15.00 overnight option. So I thought the due date would be either the end of the month or early next month. On 8/12/2016 I receive a email that me statement was due. Thank God I olnly charged a little.
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Kim Dobbins @drunkardsdream77
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5 Star Rating
No frills card. This card has an excellent APR of 8%. 8%! Not a lot of extra features, no points system, no rewards, but if youre looking for a card with the lowest APR that can be found, this is it. Also there is no annual fee to this card. They do a "Give Back" program with this card that gives its members a percentage of what is paid back to them based on how you use the card. There are no transfer fees with this card. I cant think of any other card that is as outstanding as this one is.
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Nicole D'Amico @nicolemarie910
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4 Star Rating
I have this credit card and I really like it. I have called customer service before and they were always very helpful. I like that this card at a lower interest rate when compared to other cards. There are no rewards but, if your're like me and use it just for emergencies, the rewards shouldn't matter all that much.
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