Most Credit One credit cards are on the Visa network. Credit One does not have any Mastercard credit cards, though it does also have cards on the American Express network

Popular Credit One Credit Cards by Network

You can use a Credit One Visa credit card at nearly 11 million merchants nationwide, and you can use it abroad in more than 200 countries and territories. Your card will also come with various types of benefits, depending on whether it's a traditional Visa, Visa Signature or Visa Infinite card.

Ultimately, there are a few differences between Visa and Mastercard credit cards, but they are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it's more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.

It is not very hard to get a Credit One credit card because Credit One offers cards for people with bad credit or better. The easiest credit card to get from Credit One is the Credit One Bank® Platinum Visa® for Rebuilding Credit, which is available to applicants with bad credit. Depending on your credit score, you may be able to qualify for other Credit One credit cards, too.

Minimum Credit Score for Notable Credit One Credit Cards

• Credit One Bank® Platinum Visa® for Rebuilding Credit:...

Yes, Credit One is a legitimate bank that is FDIC-insured, has an A+ rating from the Better Business Bureau, and is considered a major credit card company by the market research firm J.D. Power. Credit One Bank has been issuing credit cards for people with limited and bad credit since 1984.

Reasons Why Credit One Bank Is Legit

• Credit One Bank is a legitimate company, founded in 1984.
• There are about 18...

The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $400. 

Credit One Credit Card Limits

The Credit One credit score requirement ranges from 300 to 750, depending on the card. That means people with bad to excellent credit, are eligible to be approved for a Credit One credit card.

If your credit score is below the threshold needed for a Credit One credit card, it's best to wait to apply until you meet the credit score requirement. You can check your credit score for free on WalletHub.

Credit Score Recommended by Credit One...

You can request a Credit One credit limit increase online, through the Credit One mobile app, or by calling customer service at 1 (877) 825-3242. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file. Credit One will be more likely to increase your credit limit if the revised income clearly...

The Credit One Platinum credit limit is $300 or more. Everyone who gets approved for Credit One Platinum is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that. Plus, the higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.

Keep in mind that you can ask to get a credit limit increase by calling the Credit One Bank...

To talk to Credit One Visa customer service, call (877) 825-3242 and then when prompted, enter your credit card number or your Social Security number. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Credit One Visa Customer Service by Phone

1. Call the Credit One Visa customer service department. You can even use the number on the back of...

The only way to apply for the Credit One Visa card is online, and you can get to the online application by clicking the “Apply Now” button on WalletHub or by going directly to Credit One 's website. 

Keep in mind that the Credit One Visa card requires bad credit, which means you need a 500+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit...

One of the best Credit One credit cards is the Credit One Bank® Platinum Visa® for Rebuilding Credit. This is one of the best unsecured cards for bad credit as it offers a $300 credit limit and 1% cash back on eligible purchases. In return, this card has an annual fee of $75 intro 1st yr, $99 after.

Best Credit One Credit Cards

You can also check out all the available Credit One credit card offers to see which one suits your needs better.