What bank issues Old Navy credit card?
31
UpvotesReply
WalletHub
Synchrony Bank issues Old Navy credit cards. You can learn more about Synchrony Bank and check out its customer reviews here: https://wallethub.com/profile/Synchrony/.
Old Navy Credit Card
Old Navy Credit Card
Info about Old Navy Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards328Reviews95Q&AContactRewardsAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Receive 30% Off your first purchase with your card within 14 days of account opening.
Earn 5 Points for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta and for every $1 spent on all Mastercard purchases made outside the family of brands until January 31, 2023. Earn 1 Point for every $1 spent on all Mastercard purchases made outside the family of brands starting February 1, 2023.
100 Points = $1 Reward redeemable across the family of brands, no merchandise restrictions.
Free Fast Shipping on all online orders $50 or more.
Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts.
Get 250 bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta. Terms apply.
APR on Purchases
26.74% (V)
Balance Transfer
APR: 26.74% (V)
Balance Transfer Fee
Editor's Take
by John Kiernan
June 27th, 2022
Old Navy Credit Card Pros & Cons
No membership fees
High rewards rate
30% discount initial rewards bonus
Reports to the three major credit bureaus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Requires good/excellent credit
Old Navy Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 27.74% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Early Access to select sales.
Members Only Exclusive Offers.
Questions & Answers
Can't find what you are looking for? Submit your question about Old Navy Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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How do I cancel an Old Navy order?
29
UpvotesReply
WalletHub
To cancel an Old Navy order, just contact them immediately after placing your order, by phone at 1-800-653-6289 or email at [email protected], and request a cancellation.
Is there an annual fee for Old Navy credit card?
28
UpvotesReply
thom Fotenberg
There is no annual fee for the Old Navy Visa Credit Card or the Old Navy Store Credit Card. You can learn more about them here: https://wallethub.com/d/old-navy-credit-card-639c.
Can they look up my Old Navy credit card if I don't have it on me?
22
UpvotesReply
WalletHub
Yes, an associate in the store will be able to look up that info for you. Just make sure you have your ID handy, as it will be required to verify your identity. Best of luck!
Where can you use an Old Navy credit card?
13
UpvotesReply
WalletHub
The Old Navy Store Card can be used at Old Navy, Athleta, Banana Republic, Gap and Piperlime. The Old Navy Visa Credit Card, which you need at least good credit to get, can be used anywhere Visa is accepted.
How do I increase my Old Navy Credit Card credit limit?
5
UpvotesReply
When will my Old Navy Credit Card payment post?
4
UpvotesReply
What are the best Old Navy Credit Card promotions?
3
UpvotesReply
Is Old Navy Credit Card a cash back credit card?
3
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How do I verify my Old Navy Credit Card?
3
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Compare The Old Navy Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR26.74% (V)
Regular APR17.49% - 24.49% (V)
Regular APRSee Pay Over Time APR
Rewards Rate1 - 5 points / $1
Rewards Rate1 - 4 points / $1
Rewards Rate1 - 5 points / $1
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Old Navy Credit Card Reviews
Share your insights and review the Old Navy Credit Card
2.7
328 reviews
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5 Star Rating
Verified CustomerI love old navy. I shopped more when my kids were younger but now that they are older I tend to shop more at higher end stores-Nike, under armour, etc
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1 Star Rating
Verified CustomerClosed account without notice and no late payments. They are garbage. Do not deal with this bank. They will destroy your credit.
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5 Star Rating
Verified CustomerYou can order online and if needs returned you can take to the actual store location. They are exceptionally easy to do business with and will purchase most of my everyday clothing there
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5 Star Rating
Verified CustomerOld Navy Credit Card - I've had a few challenges and Old Navy has helped me in the customer services department. I've also have a good payment record and my account, credit balance has been updated to $3000.00.
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5 Star Rating
Verified CustomerI think Is a great store credit card to have it makes shopping convenient and I love the extras you get additional discounts. Great
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5 Star Rating
Verified CustomerGreat card to use for the kids school shopping. They always have a great sale at the outlet centers. I really love the convenience .
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5 Star Rating
Verified CustomerBought school clothes for my son and a few surprises for various family members!One of the first cards I got once my credit had improved
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5 Star Rating
Verified CustomerI enjoy the reward points and sales that are offered throughout the year! My wardrobe stays fresh and current. Grandkids love the styles also!!
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3 Star Rating
Verified CustomerA lot of aggravation when it comes to card locking. Have to call almost EVERY TIME YOU USE THIS CARD!!!!!!!!!
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1 Star Rating
Verified CustomerI got the card bought 60 dollars of clothing paid it off in same month then they canceled the card for no reason. I called and was told they can do whatever they want to
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Review Old Navy Credit Card
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Offer last updated: Jun 27th, 2022 at 05:53 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
17.49% - 24.49% (V)
ANNUAL FEE
$250
REWARDS RATE
1 - 4 points / $1
BONUS OFFER
60,000 points
MINIMUM CREDIT