Green Dot primor® Visa® Classic Secured Credit Card Reviews: Is It Worth It? (2026)Reviews, rates, fees, and customer service info for The Green Dot primor® Visa® Classic Secured Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubLow regular APRQualify with bad creditMembership feesForeign feeRequires security deposit
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Rebuild Damaged Credit." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
We're sorry, but the Green Dot primor® Visa® Classic Secured Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-768-9897
Green Dot primor® Visa® Classic Secured Credit Card has a rating of 3.4/5 according to our proprietary credit card rating system. This rating reflects how appealing Green Dot primor® Visa® Classic Secured Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Rebuild Damaged Credit'. To break it down further, Green Dot primor® Visa® Classic Secured Credit Card earned a score of 3.0/5 for Fees, 0.0/5 for Rewards, 2.4/5 for Cost, 4.4/5 for APR, and 3.6/5 for User Reviews.
WalletHub Rating Breakdown
User Reviews
3.6/5
1,987 reviewsRead and write reviews
Editor’s Review
3.3/5
John Kiernan, Credit Card EditorRead full review
Market Comparison
Market Comparison
3.4
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Rebuild Damaged Credit” for this card.
Fees
3.0
Rewards
0.0
Cost
2.4
APR
4.4
Other Features
4.5
3.4/5
Compared against 1,500+ credit cards
KEY TERMS
Credit Score
Credit Score
Bad Credit
Minimum Security Deposit
$200
Fees
One-Time Fees→$0
Annual Fee→$39
Monthly Fee→$0
APR on Purchases
13.99%
Green Dot primor® Visa® Classic Secured Credit Card's Additional Info
Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
See additional Green Dot primor® Visa® Classic Secured Credit Card details
Green Dot primor® Visa® Classic Secured Credit Card Review
John Kiernan
3.3 / 5
Cheaper than Gold, as long as you pay in full. The Green Dot primor Visa Classic Secured Credit Card has a $39 annual fee, which makes it $10 cheaper than its sibling, the Green Dot primor Visa Gold Secured Credit Card. The only advantage Gold has over Classic is a lower regular APR, but that shouldn’t matter because carrying a balance from month to month with a secured card doesn’t make a lot of sense. You won’t be able to purchase anything you can’t afford with cash, given that your spending limit equals the amount of your refundable security deposit. This is not to say the Classic primor Credit Card is the cheapest available secured card, however. Quite the contrary. It’s about twice as costly as the average credit card, market-wide, and $39 more expensive than the best secured credit cards, which don’t charge annual fees.
$200 minimum deposit. Some secured cards require a minimum deposit of as much as $600, according to WalletHub’s database. The Classic primor Credit Card’s $200 minimum obviously is preferable, but there are plenty of other options with such a low deposit requirement, and many of them are cheaper.
Better ways to build credit. At the end of the day, it should be clear that the Classic primor Credit Card is not the best way to begin rebuilding your credit standing. Approvability and low fees should be your top priorities at this stage, and you can find more attractive combinations of the two from other offers. If you would like a personalized recommendation for which card to apply for, just sign up for a free WalletHub account. You will also be able to track your credit-improvement progress over time, thanks to WalletHub’s free daily credit score updates.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Rebuild Damaged Credit." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
3.3
User Reviews
3.6
Market Comparison
3.4
fees: 3.0
rewards: 0.0
cost: 2.4
APR: 4.4
Other Features: 4.5
3.9WalletHub Rating
WalletHub Rating
3.9
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Rebuild Damaged Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.5
User Reviews
3.8
Market Comparison
3.9
fees: 5.0
rewards: 0.0
cost: 3.3
Other Features: 4.4
4.7WalletHub Rating
WalletHub Rating
4.7
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about Green Dot primor® Visa® Classic Secured Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
You cannot apply for the Green Dot primor® Visa® Classic Secured Credit Card right now, because applications for the card are no longer open at this point in time. The Green Dot primor® Visa® Classic Secured Credit Card has been unavailable to new applicants. However, there are other cards available from Green Dot that you can apply for online or in person.
Similar Cards to the Green Dot primor® Visa® Classic Secured Credit Card You Can Apply For
If you deposit $200, then that's your primor Secured credit card credit limit. That's pretty much how secured cards go, so it's not like you'll find anything different elsewhere.
Of course, you can add more, and you'll be able to increase your limit, which is a big plus!
Yes, the primor Classic will do a hard pull. You can apply for it with bad credit though.
There is no way to get pre-approved for the primor Classic. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score...
Yes, you can rent a car with your Green Dot primor® Visa® Classic Secured Credit Card even though it's a secured credit card. Just make sure you have enough available credit to accommodate the hold the rental agency will put on your card for possible incidental charges, along with the cost of the rental.
You do not need to have a checking account to get the Primor Classic credit card. While you do need another account to fund your security deposit, you can simply use a prepaid card.
No, there is no Primor unsecured credit card. Primor's credit cards are not available right now, but they used to require a security deposit. That being said, there are several unsecured credit cards for people with bad credit from other issuers.
Notable Unsecured Credit Cards for People With Bad Credit
Unsecured credit cards for bad credit charge a much higher interest rate than the average credit card APR, and have low spending limits. Make sure you improve your credit score as...
Green Dot primor® Visa® Classic Secured Credit Card disputes are typically resolved within 90 days, though more complex issues may take a little longer. GO2bank does not allow you to dispute a charge online.
Once you've initiated the dispute, GO2bank will then contact the merchant and review any...
Green Dot primor® Visa® Classic Secured Credit Card Reviews
Share your insights and review for the Green Dot primor® Visa® Classic Secured Credit Card
5
31%
4
27%
3
21%
2
12%
1
9%
3.6
1,987 reviews
1,987 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Shelligrevis3 @Shelligrevis3
Report Abuse
1 Star Rating
Should be negative 100 stars. I moved and lost my card but when call in it's pointless because I don't have the card number to report it lost and company refuses to allowe access to account on phone and on app because I don't have it. Email phone number both had to change because when card was lost so was my phone thus I had to get new phone new phone number and email address as well. So my credit building account is indefinitely going to damage my credit score. Total BS.
show more
show less
Comment
0
0
Nathan M Moran @allencountyroofer
Report Abuse
1 Star Rating
I asked green dot to close this account a month ago. It's making my credit bad because creditors dont know it's a secured card and it looks to them like im$ 5,083 in debt when really its only 83 dollars. Green dot I'll ask again PLEASE CLOSE THIS ACCOUNT AND GIVE ME A BILL FOR THE BALANCE!!! THANK YOU. Still haven't closed this account and now reporting IM LATE
show more
show less
Comment
1
0
Marilyn Gooch @mgooch75
Report Abuse
1 Star Rating
This is absolutely the worst cord a person can have you can’t make online purchases or payments you can only use it in store even if it’s the same merchant I called customer service numerous times and all they can say is keep trying but I’ve been calling with this same issue since April
show more
show less
Comment
0
0
Greendot Support @GreendotCustSup
we are very sorry for the inconvenienes,Kindly get intouch with us on 3182390632,we will be willing to assist you more better. Thanks for your Understanding Greendot
show more
show less
Comment
0
1
jasmin967 @jasmin967
Report Abuse
5 Star Rating
thank you so much green dot credit card for made my credit scores great in shorts period .before i apply for green dot security crad green dot my credit was low in 5 month my credit scores go up and im so happy.
show more
show less
Comment
0
0
Rachel @rawalker86
Report Abuse
5 Star Rating
Verified Customer
I read these reviews before I got my card!! But I’m like everybody experience isn’t mine.. and I actually love the card!!! Credit boost every month.. cust serv reps are great I pay my bill online no problems getting offers for non secured cards after 3 months great card!!!
show more
show less
Comment
2
1
Rachel @rawalker86
Get the card if you need s credit boost then put it away don’t go over 20%
show more
show less
Comment
0
0
GO2bank @GreenDotCards
Hi, We appreciate your feedback. As with any business, the greatest advertising that any company can have is word of mouth from a satisfied customer. Thanks, Green Dot Corporation…
show more
show less
Comment
0
1
donproia @donproia
Report Abuse
1 Star Rating
Verified Customer
I applied a month ago and they took my deposit almost 3 weeks ago and still will not validate my card. Their customer service people are nice but is only open M-F and they have told me repeatedly that the problem is fixed and I don't find out that it isn't until I try to make a purchase. They are the most disorganized and inefficient bank I have ever dealt with.
show more
show less
Comment
3
0
Ebony @ebonystarmorgan
Really starting to regret my decision. Did you receive a email after you signed up?
show more
show less
Comment
0
0
Jay Geejr @jay_geejr
Report Abuse
1 Star Rating
I’m writing this review on May 8th, 2019. Firstly, DO NOT APPLY for this card. I applied and was approved 73 days ago and counting. I deposited $1000 on the same day I applied. I have not even received a confirmation email to say welcome to Primor. I have received ZERO communication. They have a customer service number, when you call you will be prompted over and over to enter your card number or Social Security Number. If they haven’t processed your information, the system won’t recognize your social and will hang up on you after they’ve told told they don’t recognize your social. You CANNOT and WILL NOT speak to a real person. LISTEN TO ME, I’m on my 73rd day of no card, no communication, and $1000 gone. DO NOT GET THIS CARS. Green Dot should be ashamed of themselves for doing business with whoever runs the Primor Secured Card.
show more
show less
Comment
2
3
Bradley Greeger @mrniceguy29
I too deposited $1000.00!when I applied and I got my card but no money was applied to my card. My bank has the transfer but they say they can not help and that the account is not active. I’m so furious. Anyone know how to get my money back or tAlk to a real person that CAN help?
show more
show less
Comment
0
0
Nakia @kiaepley
why would you deposit $1000 when it says clearly the max is $600? Is there something I am missing here?
show more
show less
Comment
0
0
vickie tubbs @vickiet_3
Report Abuse
3 Star Rating
Verified Customer
It has reported to credit union and I have used my bank account to pay for it a couple of time now all of a sudden they are trying to mess my credit up saying that I need validation for my banking account. Not only that they might take up to ten days to verify. I think I am going to close this account and get my money back. I am going to report to BBB and if they say they can’t verify my account I will have to get a lawyer. This crap is crazy why after one month would I have trouble.
show more
show less
Comment
0
0
sherrie_l_chicken @sherrie_l_chicken
same thing happened to me. No issues paying with my bank debit/visa and this time ( about a week ago) they make me input all my bank details and say 10 days to credit. In the meantime, I have received TWO emails stating that I have to send them verification that the payment I made came from an account in MY NAME... Twice I have had to email them a copy of a cancelled check with my details on it... WTF is going on? plus they report to the credit bureaus under 3 different names... Primor, greendot, First Choice and Berkshire Bank. I paid the full balance off a week ago (and the money came out of my account the same day) and they are stating the same thing as they did to you... There are many other secured cards out there.... Let me know how things go for you... I am a little skeptical now.
show more
show less
Comment
0
0
yeuriscollado @yeuriscollado
Report Abuse
2 Star Rating
Verified Customer
It’s just a mean to increase your credit. But make no mistake ask god you never actually need to deal with anything service wife with them. Everything takes them longer than any credit card and I’m taking way longer. Even making a payment it takes then like 5 days to reflect. And if you have any billing disputes because someone stole your card it can take up to two months when everyone else can do it in 5 to 10 days.
show more
show less
Comment
3
1
Damian Sargeant @dsarg4272
Report Abuse
3 Star Rating
Verified Customer
The card was very helpful in rebuilding my credit after a BK..I opened with a $600 deposit--my credit scores quickly jumped up and I've since been approved for several unsecured cards with higher limits. Needless to say it was no longer necessary to have $600 tied up. I paid off my balance in mid Aug and closed the account shortly after....Unfortunately, I'm still waiting for my $600 back--it's been about 6 or 7 weeks since I closed the $0 balance account. They did say it may take up to 2 months to get a check back and boy they weren't kidding---they need to say it WILL take 2 months to get your money back and that's me assuming I'll have a check in the next week or 2. My recommendation is this card is good to rebuild your credit but don't send them any money that you might need later---it will take forever to get it back even if you have a $0 balance when you close the card.
show more
show less
Comment
3
3
Review Green Dot primor® Visa® Classic Secured Credit Card
Green Dot primor® Visa® Classic Secured Credit Card
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Business Advantage Unlimited Cash Rewards Secured credit card, Amazon Secured Credit Card, Bank of America® Unlimited Cash Rewards Secured Credit Card, U.S. Bank Cash+® Visa® Secured Card, Green Dot primor® Visa® Classic Secured Credit Card, Green Dot primor® Visa® Gold Secured Credit Card, Green Dot Visa® Secured Credit Card, Total Visa® Card, Fingerhut Credit Account, and OneMain BrightWay® Card.
