Ram® Credit Card
Ram® Credit Card
Info about Ram® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.RewardsAPRReviewsQ&AContact
Accepted Credit Scores
Excellent Credit, Good Credit
Get a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle.
Earn 5 points per $1 spent on FCA purchases, 2 points per $1 spent on qualifying travel and gas purchases and 1 point per $1 spent on other purchases.
Earn a $1,000 Bonus Certificate towards the purchase of your next vehicle when you spend $7,500 in your first year.
You have 7 years from when points are awarded to use them before they expire.
You can redeem for rewards at the dealership or donations, travel, cash back, brand name merchandise and gift cards.
APR on Purchases
0% intro APR for 6 months, 20.74% - 29.74% (V) APR after that
APR: 20.74% - 29.74% (V)
Balance Transfer Fee
Ram® Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
$100 initial rewards bonus
No intro APR on balance transfers
Balance transfer fee
Requires good/excellent credit
Ram® Credit Card's Additional Info
|cash advance fee||5% (min $15)|
|cash advance APR||29.74% (V)|
|foreign transaction fee||3%|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||21 days|
0% Introductory APR applies only purchases made at FCA US dealerships in which single or multiple items are purchased in the same transaction totaling at least $499.
FCA US dealerships are Chrysler, Dodge, Jeep®, Ram, and/or FIAT® dealerships in the United States.
From time to time, qualifying cardmembers may receive exclusive, private offers, such as low-rate financing options, added dealer bonus cash and other valuable benefits.
Cardmembers can keep tabs on their FICO® Score – at no cost.
Questions & Answers
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What are the minimum Ram Credit Card credit score requirements?
You will need a credit score of at least 700 to get the Ram credit card, which is good credit. A score of 700 does not guarantee approval, though. You'll also need a good income, not too much debt, not too many inquiries and no recent negatives on your credit...
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