Info about West Elm Store Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactExcellent Credit, Good Credit, Fair Credit
$0
Earn 10% back for the first 30 days when you use your card at West Elm or at any of the seven family brands.
5% back in rewards online and in stores across the seven family brands.
For every $10 of Rewards you earn, you will receive a $10 Rewards Certificate following a 30-day vesting period.
Celebrate with a $25 birthday reward sent annually to your email when you shop with your Card.
Free standard shipping on eligible purchases in-store or online.
0% intro APR for 12 months, 30.99% (V) APR after that
Balance Transfers Not Allowed
by John Kiernan
March 14th, 2023
No membership fees
0% intro APR on purchases
High rewards rate
10% back in rewards initial rewards bonus
High regular APR
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Choose between 5% back in rewards or 12 Month optional promotional financing on purchases of $750 or more.
Can't find what you are looking for? Submit your question about West Elm Store Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can get approved for the West Elm Store Card instantly if you apply online. In case you didn't receive a decision immediately, the issuer might need some time to verify your information. This shouldn't take more than 7-10 business days.
Fair credit score is needed for the West Elm Credit Card. But other information, such as your income or any existing debts you might have will also be taken into consideration when looking at your application.
Even though pre-qualifying isn't available, you could receive a pre-approved offer in the mail....
The West Elm Store Card signup bonus is 10% back for the first 30 days when you use your card at West Elm or at any of the seven family brands.
The starting credit limit for the West Elm Store Card is $500 or more. Everyone who gets approved for West Elm Store Card is guaranteed a credit limit of at least $500, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score...
Share your insights and review the West Elm Store Card
Beware of west elm Credit Card. No interest in the first 12 months but what they don’t tell you is that on the 11th month if you haven’t paid up they add one whole year's interest to the amount that’s still outstanding. Go with your own credit card where you know there are no trick interest costs
Never received any welcome credits. Additionally, I made a big purchase, paid it off in a couple of weeks so that I can use my card again for another big purchase, got a confirmation email two days!!! later stating payment went through and then three weeks later (when tried using my card again, and it declined) found out that payment actually did not go through!! Beware!! NOT ONE single person contacted me saying that payment did not get through, they waited until I was late, hit me with a late payment fee and claimed that it was MY BANK that returned the payment!!! Well, after that I paid it off again using that same bank information and for some strange reason this time it wasn't, payment wasn't returned. I ended up closing the card. Not worth my time.
+ 41 users submitted a rating without writing a full review
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Offer last updated: Mar 14th, 2023 at 08:56 ET
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