Capital Bank

The OpenSky phone number for customer service is (800) 859-6412. But you can also contact their customer service via the OpenSky mobile app for iOS and Android or mail.

Here's how you can contact the OpenSky customer service:

• Phone: To contact the OpenSky customer service over the phone, just call (800) 859-6412. Follow the prompts and you will be connected to a live representative.
• Online: You can also reach customer service through your OpenSky mobile app for iOS and Android. Click on the “menu” button and then select “Contact Us.”
• Mail: In case you prefer communication via mail, you can send any correspondence, billing disputes and general questions to:
  OpenSky Card Services
  PO Box 9224
  Old Bethpage, NY 11804-9224

Keep in mind that reaching customer service via mail is the least convenient way; sending any inquiry via mail will take a few business days to reach its destination. It's also worth checking out the OpenSky FAQ web page, in case your queries have already been addressed there.

You can make OpenSky credit card payments online or through the mobile app (for iOS and Android). You can also pay your credit card bill by mail or by calling OpenSky customer service at (800) 859-6412.

Here's how to make an OpenSky payment:

• Online: Log in to your online account and select the "Payment Services" tab. From the drop-down menu, you'll have the option to set up one-time payments.
• By phone: Simply call (800) 859-6412 and make a payment through the automated system. Payments made through the automated phone system are free, but if you choose to make a payment through a customer service agent, there will be a $10 fee.
• Mail: Send a check along with the remittance slip that is included in your monthly billing statement to the following address:
  OpenSky Card Services
  P.O. Box 660924
  Dallas, TX 75266-0924

Alternatively, you can set up recurring monthly payments by signing up for Auto-Pay through your online account or via the OpenSky mobile app, both on iOS and Android devices. Just select the "Payment Services" tab and from the drop-down menu you have the option to set up recurring online payments by linking your bank account to your OpenSky.

Yes, the OpenSky® Secured Visa® Credit Card is safe. It is issued by the FDIC-insured Capital Bank on the Visa network. OpenSky also offers standard credit card security features such as $0 fraud liability protection and a 3-digit security code printed on the back of the card. 

In addition, OpenSky comes with an embedded computer chip. Chip-based cards are considered to be more secure than magnetic stripe cards since they are much harder to duplicate.

The OpenSky Secured credit card is a decent choice for people with bad credit, since there is no credit check. So, your chances of getting approved are high. Plus, if you use it responsibly, it will surely help you rebuild your credit. 

You can check your OpenSky application status online.  You'll need to provide the last four digits of your Social Security Number and you date of birth, so that the issuer can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending.

How to Check Your OpenSky Application Status Online:

1. Go to the OpenSky application status page.
2. Give your date of birth and the 4 last digits of your Social Security Number.
3. View your OpenSky application status: approved, denied, or pending.

Typically, you'll receive the decision on your application within 24-48 hours. Many applicants are approved much sooner than that. If you haven't heard back within a reasonable time frame, you can always call customer service to ask about the delay.

You may not like what you learn when you check your application status. But those who get denied can still ask the issuer to reconsider by calling customer service at (800) 859-6412.

You can pay your monthly bill electronically, by check or money order. There are more options for funding your security deposit, however: debit card, check, money order or wire transfer. Hope this helps.