Maria Adams, Credit Cards Moderator
@m_adams
The best credit card that gives 10% cash back is the M1 Credit Card. It offers 10% cash back on qualifying purchases with select merchants (Adobe, AMC Theatres, Netflix, Spotify, etc.) if you have an M1 Plus Subscription (billed $36 annually or $3 monthly).
Best Credit Cards With 10% Cash Back
10% cash back on qualifying purchases with select merchants if you have an M1 Plus Subscription ($36 annually or $3 monthly).
10% back for the first 30 days when you use your card at Williams Sonoma or seven other brands in the Williams Sonoma family (Pottery Barn, Pottery Barn Kids, Pottery Barn Teen, Williams Sonoma Home, West Elm, Mark & Graham, and Rejuvenation), each of which has a credit card of its own with similar rewards.
Best Cards That Give up to 10 Points/Miles per $1 Spent
Capital One Venture X Rewards Credit Card
10X miles on hotels and rental cars booked through Capital One Travel.
10 points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards
10 points per $1 spent on eligible hotels and car rentals booked on the Credit One Bank travel portal.
All of these credit cards give 10% back on select types of purchases. In general, however, 10% cash back credit card offers are extremely rare, and they’re usually available for a limited time only. There’s never been a general-purpose credit card that rewards users with 10% cash back on all purchases.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Popular Cash Back Credit Cards from Our Partners
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Everyday Cash Back
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Bonus Rewards
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No Annual Fee
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Fair Credit
Andrew Young, Member
@a_young_1984
Capital One Savor: $200 bonus for spending $500 = 40% back. Plus 8% back on Capital One entertainment.
Tyler Baker, Member
@tyler_b_media
You’re not going to find a card with 10% back, unless you count store cards, and even then, it’s most likely to be a sign-up promotion. The best cards you can use anywhere are:
- Amex Blue Cash Preferred: 6% groceries/streaming ($6k cap)
- Citi Custom Cash: 5% on top category
- Discover it: 5% rotating, doubled first year
You can get more than 10% back from a big initial bonus too. For example, you could get $200 for spending $500, or 40% back.
Tea Holton, Member
@tea_holton
I wish! But no, the highest I've seen is 6%.
Nick Berkhardt, Member
@berkhardt_nick
Nah, it's usually 5 or 6% max. I think there was a promotion by Amex once, but it's gone now.
Nicholas Torres, Member
@ntorres_gaming
Discover gives 5% on rotating categories and doubles your rewards the first year. That’s 10% back, albeit for a limited time and only on certain purchases.
Another option is a nice initial bonus. $200 for spending $500 is 40% back!
People also ask
What is the best cash back credit card with no annual fee?
The best cash back credit card with no annual fee is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. New Wells Fargo Active Cash cardholders also earn $200 cash rewards after spending $500 on purchases in the first 3 months. You will need good credit or better to be eligible for this card.
Best Cash Back Credit Cards with No...
read full answer by Lisa Cahill, Credit Cards ModeratorAre cash back credit cards worth it?
Cash back cards are worth it because they can save you around 1% - 8% on every purchase that you make. As long as you pay off your balance in full each month and the annual fee does not offset the rewards you earn, cash back credit cards can help you save money.
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What are the best 3% cash back credit cards?
The Blue Cash Preferred® Card from American Express card is the best 3% cash back credit card because it offers 3% cash back at eligible U.S. gas stations and 3% back on transit, plus cash back rewards on other purchases. Several credit cards give at least 3% back on certain purchases, but you won’t find one with 3% cash back on all purchases.
Best 3% Cash Back Credit Cards
- Blue Cash Preferred® Card from American Express: 3% cash back on eligible transit and...
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