Who should get one of Amexs newest credit cards?

The newest Amex cards are best suited for frequent travelers, as well as people who spend a lot on dining and groceries. You also need at least good credit to qualify for the newest Amex cards, and being able to comfortably meet the spending requirement for an initial bonus is important, too. 

The newest Amex card is the American Express Platinum Card®. Although this card has been on the market for years, it was refreshed in September 2025. It offers 1 - 5 points per $1, depending on the type of purchase and charges an annual fee of $895. The Business Platinum Card® from American Express was also refreshed at the same time. 

Newest Amex Card Offers 

Launch date: Refreshed in September 2025 (the changes took effect for renewals on January 2, 2026).

Initial bonus: You may be eligible to earn as high as 175,000 points for spending $12,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $12,000 in 6 months, and receive the points).

Ongoing rewards: 5 points per $1 spent on flights booked with airlines or with American Express Travel® (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked with American Express Travel®, and 1 point per $1 spent on all other eligible purchases

Annual fee: $895

Credit score: Good credit or better

Launch date: Refreshed in September 2025 (the changes took effect for renewals on December 2, 2025).

Initial bonus: You may be eligible to earn as high as 300,000 points for spending $20,000 on eligible purchases within the first 3 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $20,000 in 3 months, and receive the points).

Ongoing rewards: 5 points per $1 spent on flights and prepaid hotels booked on AmexTravel.com, 2 points per $1 on U.S. construction material and hardware suppliers, U.S. electronic goods retailers, U.S. software & cloud providers, U.S. shipping, as well as on other eligible purchases of $5,000 or more (up to $2 million of these purchases per year combined), and 1 point per $1 on all other eligible purchases

Annual fee: $895

Credit score: Good credit or better

Launch date: July 2024 (refreshed)

Initial bonus: You may be eligible to earn as high as 100,000 points for spending $8,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $8,000 in 6 months, and receive the points)

Ongoing rewards: 5 points per $1 on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App, 4 points per $1 at U.S. supermarkets (up to $25,000 spent per year), 4 points per $1 at restaurants worldwide (up to $50,000 spent per year), 3 points per $1 on flights booked directly with airlines, on AmexTravel.com, or in the Amex Travel App, 2 points per $1 spent on prepaid car rentals booked through AmexTravel.com or the Amex Travel App, and cruises booked and paid through AmexTravel.com, as well as 1 point per $1 on all other eligible purchases

Annual fee: $325

Credit score: Good credit or better

If you’re not tied to American Express as an issuer, you can also check out our editors’ latest picks for the best new credit cards on the market to weigh your options.