Chip Lupo, Credit Card Writer
@CLoop
Your Amex Blue Business Cash card approval odds might be good if you are a business owner with good personal credit or better. Approval odds for the Amex Blue Business Cash card will be influenced by your annual income and existing debts, among others. Applicants will also need to be 18+ years old, and have a U.S. mailing address and an SSN or ITIN.
What You Need for Good Amex Blue Business Cash Card Approval Odds
- At least good personal credit
- Business revenue
- Enough income to pay credit card bills
- Low debt relative to income
- Low housing costs relative to income
- U.S. mailing address
- Age of 18+
- Employer Identification Number, if applicable
- Social Security Number or Individual Taxpayer Identification Number
Keep in mind that business credit card issuers generally use your personal credit information to decide whether to approve your application. That’s why you’ll need to provide your Social Security number, even if you have an Employer Identification Number. You can sign up for a free WalletHub account and see if you’re likely to get approved before you apply.
Meeting all the listed requirements for the Amex Blue Business Cash card does not guarantee approval. These criteria are intended as general guidelines, and the issuer may consider a range of additional factors when reviewing your application.

The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card
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