Chip Lupo, Credit Card Writer
@CLoop
Your Amex Gold Card approval odds might be good if you have good credit or better. Approval odds for the Amex Gold Card will also be influenced by your annual income and existing debts, among others. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Amex Gold Card Approval Odds
- Good credit or better
- Enough income to pay credit card bills
- Low debt relative to income
- Low housing costs relative to income
- U.S. mailing address
- Age of 18+
- Social Security Number or Individual Taxpayer Identification Number
Keep in mind that meeting all the listed requirements for the Amex Gold Card does not guarantee approval. These criteria are intended as general guidelines, and the issuer may consider a range of additional factors when reviewing your application.
If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

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