Adam McCann, Financial Writer
@adam_mcan
Yes, Capital One has 2%+ cash back credit cards. The best option is the Capital One Spark Cash Plus, which gives 2 - 5% cash back on purchases and has an initial bonus of $2,000 for spending $30,000 in the first 3 months, plus an additional $2,000 bonus for every $500,000 spent in the first year.
Best Capital One 2%+ Cash Back Credit Cards
- Rates & Fees Business: Capital One Spark Cash PlusLearn MoreLearn Moreon issuer's website
- Rates & Fees Business: Capital One Spark Cash PlusLearn MoreLearn Moreon issuer's website
- Business: Capital One Spark Cash PlusLearn MoreLearn More
- Rates & Fees High Earn Rate: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees High Earn Rate: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- High Earn Rate: Capital One Savor Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees No Annual Fee: Capital One Savor Cash Rewards for Good CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees No Annual Fee: Capital One Savor Cash Rewards for Good CreditLearn MoreLearn Moreon issuer's website
- No Annual Fee: Capital One Savor Cash Rewards for Good CreditLearn MoreLearn More
- Rates & Fees Intro APR: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Intro APR: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Intro APR: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn More
- Business:
- High Earn Rate:
- No Annual Fee:
- Intro APR:
- Students:
There are plenty of other 2%+ cash back credit cards worth considering as well. You can check out WalletHub’s picks for the best 2% cash back credit cards and the best cash back credit cards overall to get some suggestions.
Popular Credit Cards from Capital One, Our Partner
-
Rewards
-
0% Intro APR
-
No Annual Fee
-
Building Credit
People also ask
What is 2% cash back?
Two percent cash back is another way of saying that you will earn $2 in rewards for every $100 spent. The best credit card that gives at least 2% cash back on purchases is the Wells Fargo Active Cash® Card, which has a $0 annual fee. Below, you can check out some other top cards that offer at least 2% cash back, too.
Best 2% Cash Back Credit Cards
- Rates & Fees Overall:
- Rates & Fees Overall:
- Overall:
- Rates & Fees Flat Rate Rewards:
- Rates & Fees Flat Rate Rewards:
- Flat Rate Rewards:
- Rates & Fees Costco Customers:
- Rates & Fees Costco Customers:
- Costco Customers:
- Rates & Fees Categories of Your Choice:
- Rates & Fees Categories of Your Choice:
- Categories of Your Choice:
- Overall:
- Flat Rate Rewards:
- Costco Customers:
- Categories of Your Choice:
How 2% Cash Back Works
...
read full answer by Maria Adams, Credit Cards ModeratorIs 2% Cash Back Good?
Two percent cash back is quite good, as it’s twice as high as the average earning rate among cash back credit cards. Some credit cards offer 2% cash back on all purchases, while others offer it only on certain categories of purchases. Below, you can see some of the best options from both groups.
Best 2%+ Cash Back Credit Cards
- Rates & Fees Overall:
- Rates & Fees Overall:
- Overall:
- Rates & Fees Flat Rewards Rate:
- Rates & Fees Flat Rewards Rate:
- Flat Rewards Rate:
- Rates & Fees No Annual Fee:
- Rates & Fees No Annual Fee:
- No Annual Fee:
- Groceries:
- Groceries:
- Groceries:
- Rates & Fees Category of Your Choice:
- Rates & Fees Category of Your Choice:
- Category of Your Choice:
- Overall:
- Flat Rewards Rate:
- No Annual Fee:
- Groceries:
- Category of Your Choice:
In order to get a credit card with 2% cash back, you will likely...
read full answer by Adam McCann, Financial WriterWhat is the best 2% rewards credit card?
The best 2% rewards credit card is the Wells Fargo Active Cash® Card because it offers 2% cash rewards on purchases. The card also has a $0 annual fee and an initial bonus of $200 cash rewards after spending $500 on purchases in the first 3 months.
Best 2% Rewards Credit Cards
There are plenty of options to choose from, even for people with bad or limited credit. But most cards will only give you a 2% bonus rate for certain spending categories.
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.