Evelyn Boros, Credit Cards Moderator
@evelyn_boros
One of the best instant approval credit cards you can get with excellent credit is the Chase Sapphire Preferred® Card. Some of this card’s perks include 1 - 5 points per $1 spent on purchases and an initial bonus of 75,000 points for spending $5,000 on purchases in the first 3 months.
The Chase Sapphire Preferred card has a $95 annual fee, but the benefits easily outweigh the cost. This card requires at least good credit to qualify, but the higher your credit score is, the better your instant approval odds will be. However, there are several other instant approval credit cards for excellent credit you can choose from, too.
Notable Instant Approval Credit Cards for Excellent Credit
- Rates & Fees Travel Rewards: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Travel Rewards: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Travel Rewards: Chase Sapphire Preferred® CardLearn MoreLearn More
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn More
- Rates & Fees Initial Bonus: Citi Strata Premier® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Initial Bonus: Citi Strata Premier® CardLearn MoreLearn Moreon issuer's website
- Initial Bonus: Citi Strata Premier® CardLearn MoreLearn More
- Rates & Fees No Annual Fee: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Annual Fee: Capital One Savor Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Capital One Savor Cash Rewards Credit CardLearn MoreLearn More
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Although it’s not guaranteed, many issuers are known to give an instant decision, especially if you apply online. Just bear in mind that if the issuer cannot validate your identity or requires more information, they might need a couple of days to review an application.
Popular Credit Cards That Offer Instant Approval from Our Partners
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No Credit Check
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Bad Credit
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Good Credit
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No Deposit
People also ask
What are the best credit cards for a 750 credit score?
The best credit card for a 750 credit score is the Chase Sapphire Preferred because it offers an initial rewards bonus of 75,000 points for spending $5,000 on purchases in the first 3 months, as well as 1 - 5 points per $1 spent on purchases. The card charges a $95 annual fee.
Best Credit Cards for a 750 Credit Score
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A 750 credit score is considered excellent credit, which means you can qualify for the best credit card offers on the market. But it’s important to note that...
read full answer by Chip Lupo, Credit Card WriterWhat is the best rewards credit card for excellent credit?
One of the best rewards credit cards for excellent credit is the Capital One Venture Rewards Credit Card (see details, rates & fees) because it offers 75,000 miles for spending $4,000 on purchases within 3 months from account opening. Cardholders also get 2 - 5 miles per $1 spent on purchases.
The card offers many other worthwhile benefits, too, such reimbursement for Global Entry or TSA PreCheck® fees. Capital One Venture (see details, rates & fees) does charge an annual fee ($95), though paying it might be well worth it given the card’s lucrative rewards.
Some of the Best Rewards Credit Cards for Excellent Credit
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If...
read full answer by Bianca Smith, WalletHub Credit Cards AnalystWhat are the best credit cards for a 800 credit score?
The best credit card for a 800 credit score is the Chase Sapphire Preferred because it offers an initial rewards bonus of 75,000 points for spending $5,000 on purchases in the first 3 months, as well as 1 - 5 points per $1 spent on purchases. The card charges a $95 annual fee.
Best Credit Cards for a 800 Credit Score
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A 800 credit score is considered excellent credit, which means you can qualify for the best credit card offers on the market. But it’s important to note that...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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