Chip Lupo, Credit Card Writer
@CLoop
Yes, ARCO does offer a gas card. The Arco Fleet Card and the Arco Business Credit Card are both accepted at more than 1,500 participating ARCO locations, most of which are on the West Coast, in the Southwest, and in the Great Lakes region. Applicants will need a credit score of at least 640 to have high odds of approval for either credit card.
ARCO Gas Cards in 2025
- ARCO Locations Only: Arco Fleet CardLearn MoreLearn More
- ARCO Locations Only: Arco Fleet CardLearn MoreLearn Moreon issuer's website
- ARCO Locations Only: Arco Fleet CardLearn MoreLearn More
- Business Mastercard: Arco Business Credit CardLearn MoreLearn More
- Business Mastercard: Arco Business Credit CardLearn MoreLearn Moreon issuer's website
- Business Mastercard: Arco Business Credit CardLearn MoreLearn More
- ARCO Locations Only:
- Business Mastercard:
The Arco Fleet Card is accepted only at ARCO gas stations, making it the better choice for local and regional business travelers in areas with an abundant number of ARCO locations. The Arco Business Credit Card, on the other hand, can be used anywhere that takes Mastercard, including non-ARCO gas stations.
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What are the best credit cards for gas purchases only?
The Shell Gas Card is one of the best credit cards for gas purchases only. You can use it at Shell gas stations only, but the card offers excellent rewards on Shell purchases, including at least 10¢ / gallon off every time you get gas, and there's no annual fee.
By using this card, you can get a discount of 30¢ per gallon (up to 35 gallons) on your first 5 Shell fuel purchases made by 2/28/2026, savings of 10¢ per gallon (up to 20 gallons) each fill up after that, and 10% Shell rebates on $1,200 in non-fuel Shell purchases per year.
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When are Gas...
read full answer by Maria Adams, Credit Cards ModeratorWhat is the ARCO Credit Card credit score requirement?
You need a credit score of at least 640 to be approved for an ARCO Credit Card, which is considered fair credit. You can check your credit score for free here on WalletHub. If your credit score is below the threshold needed for an ARCO Credit Cards credit card, it’s best to wait to apply until you meet the credit score requirement.
Credit Score Recommended by ARCO Credit Cards Card
- Arco Fleet Card: 640 (Fair credit)
- Arco Business Credit Card: 640...
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