Is American Express a credit card?

You need enough income to afford monthly bill payments on the opensky® Plus Secured Visa® Credit Card. While the terms and conditions of the opensky® Plus Secured Visa® Credit Card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved.

Keep in mind that the income you list on a credit card application doesn’t necessarily have to come from a job. Capital Bank will also consider things like Social Security benefits, unemployment insurance, alimony payments,...

American Express isn’t a Visa or a Mastercard. American Express, Visa and Mastercard are three of the four major card networks, but American Express also extends credit and issue cards directly to consumers.

A credit card never has two networks, so you’ll never see an American Express Visa card or an American Express Mastercard. Furthermore, lots of the cards on the Amex network are actually issued by American Express itself. Visa and Mastercard, on the other hand,...

Your Amex can be either a credit card or a charge card, as American Express issues both traditional credit cards and charge cards. For instance, the Blue Cash Preferred® Card from American Express is a credit card, while The Plum Card® from American Express is a charge card.

Generally, the main difference between a credit card and a charge card is that charge cards generally don’t allow you to carry a balance from month to month. Instead, you must pay off purchases in full each month....