Chip Lupo, Credit Card Writer
@CLoop
Yes, American Express offers some of the hardest cards to get. The Centurion® Card from American Express, in particular, is considered very hard to get because it's an invitation-only card for people with a lot of income (reportedly $1 million or more) who charge hundreds of thousands to other Amex cards each year.
Other American Express cards are also considered hard to get because you generally need at least good credit for approval. However, they are no harder to get than cards with the same credit requirement from other issuers.
If you’re not sure you have a good enough credit score to be approved for an American Express card, you can sign up for a WalletHub account and check your credit score for free. You can get daily updates on both your credit score and your credit report.
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People also ask
Whats the easiest American Express card to get?
The easiest American Express cards to get approved for are those that require a minimum of good credit for approval as opposed to excellent credit only. The Blue Cash Everyday® Card from American Express and the Delta SkyMiles® Blue American Express Card are two of the easiest Amex cards to get approved for because they only require good credit.
Easiest American Express Cards to Get
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While the best American Express credit cards aren’t that easy to obtain, there are several credit cards from other issuers that...
read full answer by Sarah Bilkins, WalletHub Credit Card AnalystIs American Express a prestigious credit card?
Yes, American Express is considered to be a prestigious credit card. That's because several American Express credit cards come with an assortment of lucrative welcome offers, generous rewards, introductory 0% APR offers, and luxury travel benefits.
The most prestigious American Express card is the Centurion® Card from American Express, also known as the Amex Black Card. It’s available by invitation only, and you reportedly need to charge at least $100,000 to $250,000 to your credit card per year to even be eligible.
... read full answer by Maria Adams, Credit Cards ModeratorIs Amex harder to get than Visa?
Yes, Amex credit cards can be harder to get than Visa cards. That’s because American Express cards typically require good credit or better for approval, whereas Visa credit cards are available to applicants of all credit levels.
In other words, if you’re new to credit or your credit score is not in good standing, getting an Amex card can be difficult. In this case, it’s recommended to apply for a Visa card that is easier to get.
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read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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