How can I talk to Merrick Bank customer service?

Merrick Bank is a legitimate credit card company that specializes in helping customers build or rebuild their credit. Merrick Bank has been BBB-accredited since 2012 and issues Mastercard credit cards to nearly three million customers.

Reasons Why Merrick Bank is a Legitimate Company

• Merrick Bank is an authorized company, founded in 1997.
• Merrick Bank has been accredited by the Better Business Bureau (BBB) since 2012. It has an "A+" rating from BBB.
• Nearly...

To get a credit card for the first time, you must be at least 18 years old and have enough income to afford monthly credit card payments, in addition to your other expenses. The minimum payments on a starter credit card usually are around $15 per month.

The two basic steps involved in getting a credit card for the first time are to: 1) compare credit card offers designed specifically for people with limited or no...

To get a credit card, you need to be at least 18 years old and have an SSN or ITIN, a non-P.O. Box U.S. mailing address, and a steady income. If you're under 21 years old, you will need your own independent income to get a credit card, rather than shared income. Your legal name, phone number, email address and date of birth will be required, too.

Here’s What You Need to Get a Credit Card:

• Social Security number. ITIN or passport is acceptable, in some cases.
• U.S. street address. P.O. Box addresses are not accepted.
• Enough income to afford minimum payments. For applicants under 21 years old, this can’t be shared income.
• 18+ years of age. You must be at least 18 years old. If under 18, you can become an authorized user.
• Credit history. You don’t need credit history to get a credit card, but a good credit score will make it possible to get the best cards.

You can apply for a credit card with just the bare minimum requirements, but you may not qualify for many options. There are credit cards for all categories...