Debbie Fischer, WalletHub Analyst
@debbie.fischer
The best secured gas card is the Bank of America® Customized Cash Rewards Secured Credit Card because gas is eligible for 6% back. You get 6% cash back in a category of your choice during the first year, then 3% cash back, 2% back at grocery stores and wholesale clubs (up to $2,500 in combined quarterly spending across the choice category, grocery stores, and wholesale clubs), and 1% cash back on all other purchases. Plus, there’s no annual fee.
There are a few other good secured cards you might want to consider for your gas purchases, too. You can check them out below.
Best Secured Gas Credit Cards
Ongoing Rewards: 6% cash back in a category of your choice during the first year, then 3% cash back, 2% back at grocery stores and wholesale clubs (up to $2,500 in combined quarterly spending across the choice category, grocery stores, and wholesale clubs), and 1% cash back on all other purchases
Annual Fee: $0
Credit Score: Bad
Minimum Deposit Required: $200
Ongoing Rewards: 3% cash back on gas and EV charging, and 2% on utilities and groceries (with a combined $1,000 monthly cap), and 1% on all other eligible purchases
Annual Fee: $0
Credit Score: Bad
Minimum Deposit Required: $400
Ongoing Rewards: 5% cash back on two categories of your choice up to $2,000 each quarter, 5% back on prepaid air, hotel and car reservations booked in the Rewards Travel Center, 2% back on your choice of one everyday category like gas stations, EV charging stations, grocery stores or restaurants (discount stores/supercenters and wholesale clubs excluded) and 1% back on all other purchases
Annual Fee: $0
Credit Score: Bad
Minimum Deposit Required: $300
Note that secured cards are designed for people with bad credit and generally don’t offer rewards. To have access to the best gas cards on the market right now, you will need to improve your credit score first.
Popular Secured Credit Cards from Our Partners
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No Credit Check
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People also ask
What credit score do you need for a gas card?
You’ll need a 700 credit score or higher for most gas cards. This means at least good credit is required for approval. However, you can find good credit cards that earn high rewards from gas purchases for all types of credit.
Best Gas Cards by Credit Requirement
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If you have fair credit, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card. These can only be...
read full answer by Sue Patterson, WalletHub AnalystWhat are the best credit cards for gas purchases only?
The Shell Gas Card is one of the best credit cards for gas purchases only. You can only use it at Shell gas stations, but the card offers excellent rewards on Shell purchases, including 10 ¢ per gallon off every time you get gas, and there's no annual fee.
Best Credit Cards for Gas Purchases Only
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- Best for Shell Purchases:
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In addition to the picks above, other gas brands like Sunoco, CITCO, Chevron and Texaco offer decent gas cards, though...
read full answer by Maria Adams, Credit Cards ModeratorWhat is the best gas card to build credit with?
One of the best gas cards to build credit with is the Bank of America® Customized Cash Rewards Secured Credit Card. This card offers 6% cash back in a category of your choice, including gas. However, this is a secured credit card, so you’ll need to put down a deposit of at least $200. The card accepts applicants even with bad credit.
Best Gas Credit Cards for Building Credit
| Card | Best for |
| Bank of America® Customized Cash Rewards Secured Credit Card | Rebuilding Credit |
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