Ryan P Page, Staff Writer
@ryan_page
The best store credit cards with no credit check are Horizon Outlet’s Group One Platinum Card and Net First Platinum, which are meant to help customers with low credit scores access a line of credit. They have a $750 credit limit and a $0 annual fee.
However, you should note that these cards do not report to the major credit bureaus. This means the Group One Platinum Card and Net First Platinum won’t help you build credit.
What to Know Before Getting a Store Card with No Credit Check
Very few store cards do not require a credit check, and the best store cards overall are typically not ideal for rebuilding credit. In general, store cards are best for people with fair credit or better who can make use of discounts and rewards at a specific store. The Group One Platinum Card and Net First Platinum have no rewards.
If you want a credit card to rebuild your credit, you might be better off considering a secured credit card. Although they require a refundable deposit to open the account, secured cards can help you build credit and even earn rewards. They also tend to be cheaper than unsecured credit cards for bad credit. Both secured and unsecured cards for bad credit can be used almost anywhere, though, unlike store cards.
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