The Total Rewards Credit Card credits-to-dollars ratio is 100 Total Rewards credits per $1 when redeemed for Caesars hotel stays, comp slips, items in the Caesars Rewards catalog, or merchandise at participating outlets. That means each Total Rewards Credit Card credit is worth up to 1 cent. However, credits are worth half as much (200 credits = $1) when redeemed for free play at Caesars Entertainment properties, for gift cards, and for in-room movies at participating properties.
But, just to be clear, what you're earning and redeeming aren't technically "Total Rewards" credits anymore. Total Rewards (the loyalty program for Caesars Entertainment) got a rebrand in February 2019 after Harrah's bought Caesars. The Total Rewards loyalty program is now known as Caesars Rewards, and the Total Rewards Credit Card (which gives credits for purchases) is now the Caesars Rewards Credit Card. The card gives 5 points / $1 (credits/$) spent at Caesars Rewards resorts and casinos; 2 on airline tickets, gas, and groceries; and 1 point / $1 (credits/$) spent on everything else.
Total Rewards Visa benefits include a $0 annual fee, a $100 initial rewards bonus, auto rental insurance, emergency support, $0 fraud liability, and free credit score reports. Cardholders who make a purchase within 90 days of opening an account also receive a buffet pass valid at all Caesars resorts and get upgraded to Total Rewards Platinum status. Platinum status gives cardholders discounts at spas and gift shops, as well as pre-sale access to select shows.… read full answer
Benefits like auto rental insurance and $0 fraud liability come with a lot of other credit cards, so they don’t set the Total Rewards Visa apart. Still, it’s important to understand what exactly the benefits are and how they work. That way cardholders can be sure to take full advantage of them and save the most money possible.
The auto rental collision damage waiver insures you when you drive rental vehicles. You’ll receive the benefit when you decline the rental agency’s insurance and use your Total Rewards Visa to pay for the reservation. You’ll be covered for damage due to collision or theft.
In terms of rewards, cardholders earn 5 reward credits per dollar spent at Caesars Rewards resorts and casinos and on tickets through TR Live Events. They also earn 2 reward credits for every dollar spent on flights, gas, and groceries, and 1 credit on everything else. The Total Rewards Visa card’s signup bonus is 10,000 reward credits (redeemable for $100) after cardholders spend $750 in the first 90 days.
The emergency support benefit is for situations in which you’ve lost or damaged your card, or had it stolen. Visa will block the card (if stolen) and connect you with the card’s issuer. Once the issuer has approved, you’ll be sent a replacement card within 1-3 business days. As an alternative, Visa can arrange for cash to be available at a location near you within hours of your issuer’s approval.
Finally, $0 fraud liability protects cardholders from unauthorized use of their card or account information. So they aren’t responsible for any fraudulent charges that pop up on their account. Total Rewards Visa cardholders also get free credit scores on their account summary.
The Total Rewards Credit Card credit score requirement is 700 or higher. That means applicants for the Total Rewards Credit Card need good credit or better to get approved. Besides a credit score of at least 700, you must be a member of the Caesars Rewards Program, which requires you to be at least 21 years old. You also need to be a U.S. resident to be eligible for the Total Rewards Credit Card.… read full answer
The Total Rewards Credit Card is best for members of the Caesars Rewards program, as it gives supplemented rewards for going to eligible resorts and casinos. Total Rewards Credit Card cardholders earn 5 points per $1 spent on Total Rewards purchases, 2 points per $1 spent on airlines, gas and groceries, 1 point per $1 spent on all other purchases. Plus, cardholders can earn a signup bonus of 10,000 points after spending $750 outside of a Total Rewards destination in the first 90 days. The Total Rewards Credit Card features a $0 annual fee.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.