Maria Adams, Credit Cards Moderator
@m_adams
One unsecured credit card you can get with bad credit and a credit limit of at least $200 is the OneMain Financial BrightWay® Card. This card has a $300 minimum credit limit and offers 1% cash back on all purchases. The OneMain Financial BrightWay® Card card’s annual fee is $0 - $89. There are several other unsecured credit cards for bad credit with an at least $200 credit limit you can check out, too.
Notable Unsecured Cards for Bad Credit with $200+ Limits
People with bad credit who are in the market for a credit card should also look into applying for a secured credit card. Most secured cards have a credit limit between $200 and $5,000, depending on each card’s security deposit limits.
If you want to explore your options, you can take a look at our editors’ latest picks for the best unsecured credit cards for bad credit. You can also check out WalletHub’s suggestions for the best no credit check cards, which will increase your chances for approval.
2026's Unsecured Credit Cards for Bad Credit
2026's Unsecured Credit Cards for Bad Credit
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