Maria Adams, Credit Cards Moderator
@m_adams
Yes, USAA does offer extended warranty protection on some of its credit cards. With USAA extended warranty coverage, the original manufacturer’s warranty will last up to 1 extra year when a covered item is purchased with an eligible USAA credit card. USAA extended warranty coverage applies to warranties of 3 years or less.
The maximum coverage amount per item under the USAA extended warranty policy is $15,000. The maximum coverage amount per account under this policy is $50,000.
Popular USAA Credit Cards with an Extended Warranty
- USAA® Rewards™ American Express® Card
- USAA® Rewards™ Visa Signature® Card
- USAA® Cashback Rewards Plus American Express® Card
- USAA Preferred Cash Rewards Visa Signature® Credit Card
- USAA Rate Advantage Visa® Platinum Credit Card
Keep in mind that not all USAA credit cards offer the extended warranty benefit. Information on covered items and exclusions can be found in the guide to benefits that came with your credit card, or you can ask USAA customer service about these details before you apply for the card.

James D Richard, WalletHub Analyst
@b2bfever
The USAA credit card extended warranty only supports their Visa Signature cards.
Visa will double or extend the free repair time period provided by the original manufacturer, for up to an additional year. The benefit for repair or replacement will not exceed $10,000.
The extended warranty will follow the original warranty provided by the manufacturer and you will have up to thirty days to open a claim case.
People also ask
Did we answer your question?