Maria Adams, Credit Cards Moderator
@m_adams
Yes, USAA does offer extended warranty protection on some of its credit cards. With USAA extended warranty coverage, the original manufacturer’s warranty will last up to 1 extra year when a covered item is purchased with an eligible USAA credit card. USAA extended warranty coverage applies to warranties of 3 years or less.
The maximum coverage amount per item under the USAA extended warranty policy is $15,000. The maximum coverage amount per account under this policy is $50,000.
Popular USAA Credit Cards with an Extended Warranty
- USAA® Rewards™ American Express® Card
- USAA® Rewards™ Visa Signature® Card
- USAA® Cashback Rewards Plus American Express® Card
- USAA Preferred Cash Rewards Visa Signature® Credit Card
- USAA Rate Advantage Visa® Platinum Credit Card
Keep in mind that not all USAA credit cards offer the extended warranty benefit. Information on covered items and exclusions can be found in the guide to benefits that came with your credit card, or you can ask USAA customer service about these details before you apply for the card.
James D Richard, WalletHub Analyst
@b2bfever
The USAA credit card extended warranty only supports their Visa Signature cards.
Visa will double or extend the free repair time period provided by the original manufacturer, for up to an additional year. The benefit for repair or replacement will not exceed $10,000.
The extended warranty will follow the original warranty provided by the manufacturer and you will have up to thirty days to open a claim case.
People also ask
What are the best credit cards with extended warranty protection?
Several Mastercard, Visa and American Express credit cards provide an extended warranty benefit. However, a credit card’s benefits are up to the card issuer. For example, Citi has removed extended warranty benefits from nearly all its cards. Another major issuer, Wells Fargo, axed the benefit from all its cards, altogether.
Best Credit Cards with Extended Warranty
- Rates & FeesTerms ApplyHigh Initial Bonus: The Platinum Card® from American ExpressThe Platinum Card® from American ExpressLearn MoreLearn Moreon issuer's website
- Rates & FeesTerms ApplyBonus Rewards: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
- Rates & FeesGas & Groceries: Citi Rewards+® CardCiti Rewards+® CardLearn MoreLearn Moreon issuer's website
- Rates & FeesTravel Rewards: Capital One Venture Rewards Credit CardCapital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
How Extended Warranty Works
A credit card extended warranty will add at least 1 extra year to...
read full answerShould I use my credit card for everything?
You should use your credit card for everything you would otherwise buy with your checking account or debit card, as long as credit cards are an accepted form of payment. It’s beneficial to use a credit card for daily purchases because credit cards offer $0 fraud liability guarantees, and you could be earning extra rewards by using a credit card.
Reasons to use a credit card for everything:
- Fraud is easier to...
What happens if I don't use my credit card for a month?
Nothing much happens if you don’t use your credit card for a month. You’ll just need to keep up to date with your monthly payment if you have an existing balance. But your credit card issuer isn’t going to close your account for less than three months of inactivity. And on top of that, you’ll still receive a monthly statement if you don’t make any purchases, but there won’t be anything new to pay off.
Interest will still accrue...
read full answerDid we answer your question?