Catherine C Ford, Writer
@catherine_ford_1
Full coverage is the best type of car insurance because it provides the most protection. It covers damage to your vehicle and protects you from liability for damage to other people's property and their medical bills if you cause an accident.
Medical expenses for you and your passengers are also covered in states where personal injury protection or medical payments coverage is required. Regardless of where you live, the best full coverage car insurance companies offer affordable premiums, multiple discounts, and various coverage options.
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For more information, check out WalletHub’s complete picks for the best car insurance companies and our guide on the major types of car insurance.
People also ask
What are the 3 types of car insurance?
The three types of car insurance that are universally offered are liability, comprehensive, and collision insurance. Drivers can still purchase other types of auto insurance coverage, like personal injury protection and uninsured/underinsured motorist, but they are not available in every state.
3 Major Types of Car Insurance Explained
1. Liability insurance
Liability car insurance is coverage that pays for other people’s expenses after accidents that you cause, and there are two components of it. Property damage liability...
read full answer by WalletHub, Financial CompanyWhat is the most common car insurance coverage?
The most common type of car insurance is liability insurance. Drivers in nearly all states are legally required to carry a minimum level of liability insurance to cover bodily injuries or property damage they may cause to others in an accident.
Typically, liability insurance is divided into two categories: bodily injury liability and property damage liability. Bodily injury liability insurance covers medical expenses, lost wages, and other costs associated with injuries sustained by other parties in an accident caused...
read full answer by Michael R Patton, WriterWhat are the 2 main types of car insurance?
The two main types of car insurance policies are liability-only and full coverage. While liability-only policies just have bodily injury and property damage liability insurance, full coverage includes comprehensive and collision insurance in addition to state-minimum coverage.
In other words, a liability-only insurance policy will only pay for other people’s property damage or injuries after accidents that you cause, while a full coverage policy can cover your own vehicle repairs and medical expenses, depending on the particular...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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