Lilah Butler, Car Insurance Writer
@lilah_c
Yes, Farmers offers classic car insurance through a partnership with J.C. Taylor for classic cars, replica vehicles, custom cars, hot rods or exotic sports cars. Unlike a normal car insurance policy, Farmers classic car coverage is designed for vehicles that do not lose value over time.
Farmers classic car insurance uses an agreed value system, which means that the car will be valued at a specific amount when you buy the policy. The amount will be determined by appraisal documents and photos of the car that you provide.
Farmers Classic Car Insurance Vehicle Requirements
- Vehicles must be at least 19 years old and in restored or good condition
- Stored in a fully enclosed, locked garage (or similar structure)
- Used primarily for hobby purposes, such as club activities, pleasure driving, parades, and other functions of public interest
- Accessories (such as tow hitch, winches, plow attachments, and more) are generally prohibited
- No roll cages, nitrous oxide systems, and/or substantial suspension lifts, though exceptions may be made
- Drivers must meet qualifications based on age and driving record, which vary by state and individual case
- Drivers must have access to other vehicles for everyday use
Every company has slightly different eligibility rules for classic car insurance, so you can always check with another insurer if your vehicle does not qualify for a Farmers policy. Requirements may also vary by state.
For more information about Farmers classic car insurance or to get a quote, call (888) 327-6335.
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