Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
The largest car insurance companies in California are State Farm, GEICO and Allstate, according to the National Association of Insurance Commissioners. State Farm is the largest auto insurer in California, with a market share of more than 12%, as well as the largest property and casualty insurer in the United States.
Top 10 Largest Car Insurance Companies in California
- State Farm
- GEICO
- Allstate
- Farmers
- Auto Club Enterprises (AAA club)
- CSAA (AAA club)
- Mercury
- Progressive
- Kemper
- USAA
Each of the 10 largest companies has an A- rating or higher from AM Best for its financial strength and ability to pay out claims.
In addition to the top 10 most popular car insurance companies in California, there are locally based companies that are smaller but still worth checking out. For instance, Wawanesa Insurance is a major car insurance company that mainly operates in California.
To learn more, check out WalletHub’s guide to the best car insurance companies in California.
People also ask
How much car insurance do I need in California?
California law requires you to have $15,000 in coverage for one person’s bodily injury or death, up to $30,000 total per accident. California also requires you to carry at least $5,000 in coverage for other people’s property damage when you are at fault.
How Much Car Insurance Drivers Need in California
| Coverage Type | Minimum Coverage Limit |
| Bodily Injury Liability Coverage (per person) | $15,000 |
How much is car insurance in California per month?
Car insurance in California costs $60 per month or $717 per year for minimum coverage, on average. The cheapest car insurance companies in California are GEICO, USAA, and Wawanesa, and getting quotes from several companies can help you find the best deal.
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