AAA Insurance vs. Farmers Insurance

Yes, AAA offers roadside assistance starting at $29+ per month. AAA roadside assistance provides coverage for things like jump-starting, fuel delivery, lock-out assistance, and tire changes, up to 4 rescues per year. To get immediate roadside assistance help, AAA members can request service online, through the AAA mobile app, or by calling 800-AAA-HELP (800-222-4357).

AAA offers a AAA Classic, AAA Plus, and AAA Premier plan. AAA Classic is the cheapest and offers the least amount of coverage, while AAA Premier is the most expensive and offers the most coverage.

What AAA's Basic Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Trip interruption reimbursement
• Legal defense reimbursement

AAA Roadside Assistance Plans

The exact cost of roadside assistance from AAA will depend on where you live, what type of car you drive, and other factors.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from AAA, call your regional AAA club to speak with a customer service representative.

To learn more, check out WalletHub's full review of AAA, as well as our picks for the best roadside assistance companies.

The AAA phone number is (800) 222-4357 for AAA's corporate headquarters, and you can also call your regional AAA club directly. In addition, you can contact AAA by emailing customer service, mailing a written request, or visiting a local office in person. To email a AAA agent, log in to the AAA website using your ZIP code, click “Contact Us,” and then click “email” to write your message.

Regional AAA Phone Numbers

Note: Table reflects the largest AAA regional clubs.

To learn more, check out WalletHub's full review of AAA car insurance.

Yes, AAA has free towing for customers with their roadside assistance coverage. AAA roadside assistance generally costs between $29 to $65 per year and includes free towing up to 5 miles for basic plan subscribers (may vary by region). AAA customers can request roadside assistance online, or they can call 800-222-4357.

AAA Roadside Assistance Covers:

• Towing up to 5 miles for basic plan subscribers (may vary by region)
• Flat tire services
• Lockout services
• Winching
• Fuel delivery
• Jump starts and battery replacement

While AAA roadside assistance covers towing and other services, it doesn't cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.

To learn more, check out WalletHub's AAA review, as well as our picks for the best roadside assistance companies.

Yes, AAA offers discounts of up to 20% on rental cars from participating Hertz, Thrifty, and Dollar locations. The AAA rental car discount applies to the base rate of a rental car, not including taxes and fees, and some cars are excluded from the discount.

To get a AAA car rental discount, you will need to use your AAA club discount code, your AAA member ID, or the promotion code from the rental car company when booking your reservation.

AAA Rental Car Discounts

Extra Rental Car Benefits for AAA Members

• Fee waivers. Hertz waives young renter fees for members ages 20-24 and additional driver fees for all qualified AAA members, saving customers up to $43 per day. Dollar and Thrifty waive the additional AAA driver fees, saving customers about $13 per day.

• Prepay discount. AAA members can save up to 10% on top of the AAA rental car discount by prepaying for a Hertz rental car through AAA.

• Other benefits. Hertz, Thrifty, and Dollar include the use of one child/ infant/booster seat for free for AAA members.

To learn more, check out WalletHub\'s complete review of AAA insurance.    

The Farmers phone number is 1 (888) 327-6335 for customer service, and customer service representatives are available Monday to Friday, 7 AM to 11 PM, and Saturday to Sunday, 8 AM to 8 PM CST. You can also contact Farmers by logging in to your Farmer's online account and using the chat function or visiting a local agent. 

How to Contact Farmers

• Call 1 (888) 327-6335 to speak with a customer service representative
• Go to Farmers' website and use the chat function
• Mail your request to Farmers at Customer Service / 6301 Owensmouth Avenue / Woodland Hills, CA 91367
• Visit a Farmers agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Farmers. For instance, to file a claim, you can file online, over the phone, or through the Farmers mobile app. However, to cancel your policy with Farmers, you will most likely need to call 1 (888) 327-6335.

Farmers Phone Numbers

To learn more, check out WalletHub's full review of Farmers.

The benefits of being a member of AAA include emergency roadside assistance services such as towing, as well as travel deals, shopping discounts, and financial benefits such as free identity theft monitoring. Your specific benefits will depend on which regional AAA club you join and what membership level you purchase. AAA Plus and Premier plans can also include additional perks such as lost baggage coverage and trip interruption reimbursement, depending on your region.

AAA Membership Benefits by Plan

*In Georgia, members who joined after 4/15/2021 will only receive 3 service calls per year for all membership levels

AAA Discounts and Extras

• Merchant discounts. Discounts vary by regional club, but AAA members may be eligible for discounts from stores such as LensCrafters, The UPS Store, and Reebok.
• Auto discounts. Examples include 10% off auto parts and accessories at Napa Auto Parts, special deals through Fuel Rewards Program at Shell, and a discount on a CarFax Vehicle History Report.
• Hotel discounts. AAA members receive exclusive discounts with AAA hotel partners such as Best Western, Hilton, Hyatt, and Marriott.
• Travel discounts. Many AAA regional clubs offer discounted rates for cruise lines such as Royal Caribbean, Carnival Cruise Line, and Princess Cruises, as well as theme parks such as Disney.
• Financial services. These services include the ability to apply for AAA rewards credit cards, special member rates on savings accounts, and access to AAA travel tools. AAA also offers free identity theft monitoring for members via ProtectMyID, a part of Experian.

To learn more, check out WalletHub's review of AAA insurance.

Yes, Farmers offers roadside assistance starting at between $12 and $36 per year on average. Farmers roadside assistance provides coverage for things like jump-starting, fuel delivery, winching, and lockout assistance, up to 3 rescues per year. To get immediate roadside assistance help, Farmers members can request service online or by calling 1 (800) 435-7764.

What Farmers Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Roadside winching

Farmers Roadside Assistance vs. Popular Competitors

Farmers roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from Farmers will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable Farmers roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Farmers, call 1 (800) 435-7764 to speak with a customer service representative.

To learn more, check out WalletHub's full review of Farmers, as well as our picks for the best roadside assistance companies.

Yes, Farmers has glass coverage for customers with comprehensive insurance. Farmers customers can file a glass claim under their comprehensive coverage if their windshield was damaged due to something besides an accident, such as an animal, a weather event, or vandalism. If the windshield was damaged in a crash, drivers can file a claim with their collision insurance if they were at fault or with the at-fault driver's liability coverage.

Fixing a cracked or chipped windshield is important for safety reasons, since damaged windshields can obstruct a driver's vision and are more likely to shatter if they are hit. If the damage is minor, you might be able to have your windshield repaired rather than replaced. Repairs are usually inexpensive, costing around $50-$150 for most cars, and they often take around 30 minutes. If the cost of repairs is less than your deductible, your insurance company won't pay for any of it.

In addition to Farmers's own rules on windshield repairs, several states have specific laws about car insurance deductibles for windshield repairs and replacement.

State Laws on Windshield Repairs

• Florida, Kentucky, and South Carolina require companies to waive the deductible for both windshield repair and replacement.

• Kentucky and South Carolina require companies to waive the deductible for all auto glass that you can see out of, not just the windshield.

• Arizona, Connecticut, Massachusetts, Minnesota, and New York require insurers to offer customers the option of a $0 glass deductible plan. This option is often referred to as full glass coverage.

If you don't live in one of these states, you will likely have to pay your comprehensive deductible in order for your windshield to be repaired or replaced. You can check with Farmers if you're unclear about your policy details or your state's laws.

For more information, check out WalletHub's guides to comprehensive and windshield insurance.

Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete.

To learn more, check out WalletHub's guide to AAA discounts.

AAA roadside assistance costs at least $29 to $65 per year, depending on the region and the AAA membership level. Some regional AAA motor clubs also charge a one-time enrollment fee when you purchase your AAA membership. AAA roadside assistance is included with the cost of AAA memberships, and customers can select the Classic, Plus, or Premier plan.    

AAA Roadside Assistance Plans Compared

AAA allows members to use 4 to 5 service calls per year for towing, locksmith services, fuel delivery, and other benefits. The max number of service calls provided depends on your plan and your state.

All AAA Roadside Assistance Plans Include:

• Towing
• Flat tire services
• Lockout services
• Winching/extraction
• Fuel delivery (cost of fuel is free with Plus and Premier)
• Battery jump-starts

All three memberships also include benefits other than roadside assistance, such as identity theft monitoring, trip interruption coverage, and discounts for certain stores, restaurants, and more. Like the membership costs, the perks can vary by state.

AAA roadside assistance may cost a little more per year than roadside assistance provided by some of the top insurance companies, but you could get more coverage for towing miles, lockout services, etc. Plus, the discounts given with AAA memberships are not typically given with an insurance company's roadside assistance service.    

Cost of Roadside Assistance With Competitors    

• State Farm: about $24+ per year
• Allstate: $25+ per year ($89+ without an Allstate policy)
• Progressive: about $50+ per year
• Geico: $14+ per year
• Travelers: $10 - $30+ per year

Costs are from company websites and customer service representatives. Rates can vary by state, the length of your policy, and other factors.

For more information to help you choose between roadside assistance options, check out WalletHub's guide to the best roadside assistance companies.