Farmers Insurance vs. Nationwide Insurance

The Nationwide phone number is 1 (877) 669-6877 for general customer service, and customer service representatives are available Monday to Friday, 8 AM - 11 PM ET, and 8 AM - 11 PM ET on Saturday and Sunday. You can also contact Nationwide by emailing customer service or visiting a local agent. 

How to Contact Nationwide

• Call 1 (877) 669-6877 to speak with a customer service representative
• Go to Nationwide's website and use the chat function
• Mail your request to Nationwide at Nationwide Headquarters / One Nationwide Plaza / Columbus, Ohio 43215-2220
• Visit a Nationwide agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Nationwide. For instance, to file a claim, you can file online, over the phone, or through the Nationwide mobile app. However, to cancel your policy with Nationwide, you will most likely need to call 1 (877) 669-6877.

Nationwide Phone Numbers

To learn more, check out WalletHub's full review of Nationwide.

Yes, Nationwide offers roadside assistance for customers who have an existing Nationwide auto insurance policy. Nationwide offers two roadside assistance plans, Roadside Assistance Basic and Roadside Assistance Plus, and both plans cover up to 6 rescues per year.

To get immediate roadside assistance help, call 1-800-421-3535, or request service online or through the Nationwide mobile app.

What Nationwide's Basic Roadside Assistance Covers

• Towing
• Jump starts
• Gas delivery
• Flat tire change
• Winching
• Lockout service up to $100

Nationwide Roadside Assistance Plans

Nationwide Roadside Assistance generally costs less than memberships with auto clubs like AAA. The exact cost of roadside assistance from Nationwide will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable, Nationwide roadside assistance is worth it for any Nationwide customer who wants extra protection when driving.

To purchase roadside assistance from Nationwide, call 1-877-669-6877 to speak to an agent.

To learn more, check out WalletHub's full review of Nationwide Insurance, as well as our guide to roadside assistance.

The Farmers phone number is 1 (888) 327-6335 for customer service, and customer service representatives are available Monday to Friday, 7 AM to 11 PM, and Saturday to Sunday, 8 AM to 8 PM CST. You can also contact Farmers by logging in to your Farmer's online account and using the chat function or visiting a local agent. 

How to Contact Farmers

• Call 1 (888) 327-6335 to speak with a customer service representative
• Go to Farmers' website and use the chat function
• Mail your request to Farmers at Customer Service / 6301 Owensmouth Avenue / Woodland Hills, CA 91367
• Visit a Farmers agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Farmers. For instance, to file a claim, you can file online, over the phone, or through the Farmers mobile app. However, to cancel your policy with Farmers, you will most likely need to call 1 (888) 327-6335.

Farmers Phone Numbers

To learn more, check out WalletHub's full review of Farmers.

Yes, Farmers offers roadside assistance starting at between $12 and $36 per year on average. Farmers roadside assistance provides coverage for things like jump-starting, fuel delivery, winching, and lockout assistance, up to 3 rescues per year. To get immediate roadside assistance help, Farmers members can request service online or by calling 1 (800) 435-7764.

What Farmers Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Roadside winching

Farmers Roadside Assistance vs. Popular Competitors

Farmers roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from Farmers will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable Farmers roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Farmers, call 1 (800) 435-7764 to speak with a customer service representative.

To learn more, check out WalletHub's full review of Farmers, as well as our picks for the best roadside assistance companies.

Yes, Farmers has glass coverage for customers with comprehensive insurance. Farmers customers can file a glass claim under their comprehensive coverage if their windshield was damaged due to something besides an accident, such as an animal, a weather event, or vandalism. If the windshield was damaged in a crash, drivers can file a claim with their collision insurance if they were at fault or with the at-fault driver's liability coverage.

Fixing a cracked or chipped windshield is important for safety reasons, since damaged windshields can obstruct a driver's vision and are more likely to shatter if they are hit. If the damage is minor, you might be able to have your windshield repaired rather than replaced. Repairs are usually inexpensive, costing around $50-$150 for most cars, and they often take around 30 minutes. If the cost of repairs is less than your deductible, your insurance company won't pay for any of it.

In addition to Farmers's own rules on windshield repairs, several states have specific laws about car insurance deductibles for windshield repairs and replacement.

State Laws on Windshield Repairs

• Florida, Kentucky, and South Carolina require companies to waive the deductible for both windshield repair and replacement.

• Kentucky and South Carolina require companies to waive the deductible for all auto glass that you can see out of, not just the windshield.

• Arizona, Connecticut, Massachusetts, Minnesota, and New York require insurers to offer customers the option of a $0 glass deductible plan. This option is often referred to as full glass coverage.

If you don't live in one of these states, you will likely have to pay your comprehensive deductible in order for your windshield to be repaired or replaced. You can check with Farmers if you're unclear about your policy details or your state's laws.

For more information, check out WalletHub's guides to comprehensive and windshield insurance.

Nationwide offers gap insurance, but the company does not advertise any specific information about how much this coverage usually costs. However, the national average cost of adding gap insurance to a standard car insurance policy is about $20 per year. To get a personalized quote for gap insurance from Nationwide, call Nationwide customer service at 1 (877) 669-6877.

Nationwide gap insurance covers any negative equity you owe on your vehicle. Negative equity is when you owe more on your loan than your car is worth, which happens because cars depreciate so quickly. In the event of a total loss, Nationwide gap insurance covers the “gap” between what your car is worth and what you owe on the loan. “Gap” stands for “guaranteed auto protection” or “guaranteed asset protection”, and this coverage is a worthwhile investment for drivers who lease, have a large car loan, average more than 15,000 miles per year in a newer vehicle, and more.

Nationwide's gap coverage will pay for the total loss of your vehicle if the car is stolen, but otherwise, gap insurance can only be used in the event of a covered accident. And in that situation, gap insurance only covers damage to your car and does not pay for bodily injuries or the other driver's property damage. Similarly, if your car is a total loss because the engine fails or transmission blows, your Nationwide gap coverage will not apply.

Drivers should also keep in mind that they will have to pay their deductible before gap coverage kicks in to pay the rest of the bill. That means you'll probably still have to contribute something financially to get your car replaced.

Finally, if you lease a car, be sure to check your leasing agreement before purchasing gap insurance. It's often already included in the contract. You can also check with your car dealership's financing department to see if gap coverage is available, but insurance from a dealership is usually more expensive than Nationwide's gap coverage.

Yes, Farmers Insurance bought MetLife's home and auto insurance business. The purchase was agreed to in December 2020 and finalized in April 2021, but current MetLife customers will see no changes to their policies and will only receive new paperwork with Farmers branding.

This acquisition included all aspects of the MetLife home and auto business, and Farmers assumed 2.4 million existing MetLife insurance policies. If you already have a MetLife policy, know that the people who handled the servicing and underwriting of MetLife's policies will continue to do so under Farmers. If you do not yet have a policy, you will need to purchase a policy through Farmers, as no new home or auto policies will be written by MetLife.  

Customers who have life or health insurance through MetLife will not see any changes to their policy or paperwork since only the home and auto insurance business was sold. Anyone looking to purchase life or health insurance from MetLife is still able to do so.  

How to Cancel Nationwide Insurance Policies

• Cancel by phone by calling your local agent or 877-669-6877
• Cancel my mail by writing a letter that includes your name, policy number, and the date you want your policy to end, and mail your letter to: Nationwide Headquarters / One Nationwide Plaza / Columbus, OH, 43215
• Cancel in person by visiting your nearest Nationwide insurance office and speaking with an agent

If you've sold your vehicle, you may be asked to provide a bill of sale. If you've already paid your premium for the policy period in full, Nationwide will refund the unused portion. Nationwide does not impose a cancellation fee or penalty for early termination.

Finally, it's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, if you're moving or buying a new car you can just have Nationwide update your mailing address or vehicle information.

To learn more, check out reviews and other information about Nationwide on WalletHub.

Yes, Nationwide has free towing for customers with their roadside assistance coverage. Nationwide roadside assistance is provided by Agero, generally costs about $22-$42, according to customer service reps and includes free towing up to 15 miles for subscribers of the basic plan. Nationwide customers can request roadside assistance online, or they can call 1-800-421-3535.

Nationwide Roadside Assistance Covers:

• Towing up to 15 miles for subscribers of the basic plan
• Flat tire changes
• Jump starts
• Winching
• Lockout services up to $100
• Gas delivery

While Nationwide roadside assistance covers towing and other services, it doesn't cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.

To learn more, check out WalletHub's Nationwide review, as well as our picks for the best roadside assistance companies.

How to Cancel Farmers Insurance Policies

• Cancel by phone by calling your agent or 1-888-327-6335
• Cancel my mail by writing a letter that includes your name, policy number, and the date you want your policy to end. Sign, date, and mail your letter to: Farmers Customer Service / 6301 Owensmouth Avenue / Woodland Hills, CA 91367
• Cancel in person by visiting your nearest Farmers insurance office and speaking with an agent
• Cancel by Sending a text to 1-855-922-3025

If you've sold your vehicle, you may be asked to provide a bill of sale. If you've already paid your premium for the policy period in full, Farmers will refund the unused portion. Farmers does not impose a cancellation fee or penalty for early termination.

Finally, it's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, if you're moving or buying a new car you can just have Farmers update your mailing address or vehicle information.