Kemper vs. Progressive

Progressive does not advertise a defensive driving discount on its website, but you may still be able to get one. Progressive may lower your rates by about 5% if you complete an approved defensive driving course and meet certain qualifications. You may need to be a certain age, have a clean driving record, take the course voluntarily (not by court order), or meet other state-specific criteria to be eligible. You'll have to speak to a Progressive representative directly to find out the rules where you live.

Most defensive driving courses can be completed online and cost between $15 and $40. Live classes can cost as much as $100. But the cost could be worth it since you'll get a discount for three years, in most cases. At that time, you should be able to renew the discount by taking the course again.

If you want to learn more, you can check out WalletHub's guide to Progressive discounts.

What Progressive Umbrella Policies Cover

• Personal liability lawsuits such as libel, slander, and defamation of character
• Liability incidents that happen abroad
• Vacation rental liability
• Defense coverage for legal...

Progressive offers coverage in all 50 states, as well as the District of Columbia, and underwrites more than 25.5 million insurance policies. Progressive is headquartered in Mayfield Village, OH and offers property and casualty insurance.

Key Things to Know About Progressive

• Progressive offers auto insurance coverage in all 50 states.
• Progressive has been in operation since 1937 and is currently headquartered in Mayfield Village, OH.
• Progressive has an A+ from...

Progressive offers classic car insurance protected by Hagerty's Guaranteed Value Coverage. Hagerty's coverage is specifically for classic cars. In the event of a covered loss, Hagerty's Guaranteed Value Coverage pays every cent of your classic car's insured value, minus your deductible.

There are two main differences between classic car insurance from Progressive and its regular car insurance:

1. Annual Mileage

Progressive Classic Car by Hagerty defines classic cars as “fun-to-drive” vehicles that...

There is no public information about a Progressive insurance point system. Your insurance premium can go up following an accident, a speeding ticket, or other traffic violations, but you won't know by how much until your policy is up for renewal.

You might not see premiums go up for speeding tickets unless you get two or more in a three-year period. Whether you will see your premium go up after just one ticket depends...

Progressive's comprehensive coverage covers windshield and glass damage, vandalism and theft, as well as other non-collision-related damage. Because comprehensive coverage only covers damage to your car caused by events outside your control, comprehensive coverage is sometimes called “other than collision” coverage. Despite the name, comprehensive insurance only covers damage to your car caused by events outside your control. That's why it's sometimes called “other than collision” coverage.

Comprehensive insurance from Progressive covers:

• ...

Progressive pay-per-mile insurance costs an average of $145 less than a standard six-month policy. Progressive does not have pay-per-mile in its most literal form, where customers are charged a low base price plus a per-mile rate. But Progressive Snapshot is a usage-based insurance program, which is one form of pay-per-mile insurance.

With usage-based insurance like Progressive Snapshot, your driving is monitored using your smartphone or a plug-in device provided by the company. Progressive adjusts...

Progressive insurance goes up by an average of 101% after an at-fault accident, according to the company. If the accident was not your fault or only your car was involved, you may not see your rates go up at all. If your premiums do go up, it won't be as significant as after an at-fault claim. The amount your rate increases depends on your location, the total cost of the claim, your prior driving history,...

The payment methods Progressive accepts are credit cards, PayPal, online checks, personal checks, money orders, or electronic funds transfer (EFT) from a checking account. Some of these payment options might not be available in all situations or all states, however.

Progressive customers also have the option of paying premiums in monthly installments or as one lump sum. Choosing to pay up front may even result in discounts.

How to Pay Your Progressive Bill