Do you keep doing regular monthly payments if you get a cash advance?
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TJX Credit Card
TJX Credit Card
Info about TJX Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards449Reviews67Q&AContactRewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
10% off your first online or in-store purchase with your card
Earn 5 points for every $1 you spend on purchases at T.J.Maxx, Marshalls, HomeGoods and Sierra, and Homesense stores in U.S. and Puerto Rico and online at any participating ecommerce site operating under any of the foregoing brands.
Earn 1 point per $1 spent everywhere else. Points do not expire.
Receive $10 in TJX reward certificates for every 1,000 points earned.
APR on Purchases
29.99% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
by John Kiernan
November 10th, 2022
TJX Credit Card Pros & Cons
No membership fees
High rewards rate
10% discount initial rewards bonus
No intro APR on purchases
No balance transfers allowed
Foreign fee
Requires good/excellent credit
TJX Credit Card's Additional Info
| cash advance fee | 4% (min $10) |
| cash advance APR | 29.99% |
| foreign transaction fee | 0 |
| smart chip | Yes, chip-and-PIN |
| max late fee | $38 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
0% Fraud Liability.
Identity Theft Resolution.
Questions & Answers
Can't find what you are looking for? Submit your question about TJX Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Do joint accounts have different account numbers?
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What does a T.J.Maxx online purchase show up as on my bank statement?
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Want to find out how much money left on my gift card and there is no number on the back of the card. What's the phone number to call?
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How can I retrieve my account information?
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Is it true that there is no fee for purchases in a foreign country such as Germany?
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I need to make a payment. How can I do that?
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WalletHub
You can make your payment online. Access their website for instructions on how to do that: https://www.mysynchrony.com/account/pay-online.html
Compare The TJX Credit Card
Purchase Intro APRNot Offered
Purchase Intro APR0% for 12 months from account opening
Purchase Intro APR0% for 12 months
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR29.99% (V)
Regular APR18.74% - 28.74% Variable
Regular APR17.99% - 27.99% Variable
Rewards Rate1 - 5 points / $1
Rewards Rate1 - 3 points / $1
Rewards Rate4 - 7 points / $1
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TJX Credit Card Reviews
Share your insights and review the TJX Credit Card
2.9
449 reviews
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Most RecentMost Useful
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5 Star Rating
Verified CustomerIs useful to know where I’m standing. I like it and will let others know that they can use it as a good reference to their debs responsibilities.
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4 Star Rating
Verified CustomerWhat's not to like? Great store, great prices, money back when you shop. Love the app, too. It is easy to use and you never have to remember your rewards certificates because they're on your phone.
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5 Star Rating
Verified CustomerI love TJMaxx because I found everything that I need! Always arrive new Clothes and accessories. I love decorations my house using new things!
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1 Star Rating
Verified CustomerI can cover TJX purchases with my Merrick Card. I did not need their store card. I was urged to open it and to receive a special discount on a purchase for doing so.
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5 Star Rating
Verified CustomerGot approved for full card I thought I was getting just store card . I just use it to rent a car and pay within a month . Interest rates are high if you just pay minimum if you use their stores credits are good
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5 Star Rating
Verified CustomerThis credit card has helped me improve my credit and with the low payments I can maintain all the other credit cards that I have opened and at the same time they increase credit limit and keep me posted on what I owe and I can make payments including monthly payments from my bank plus earn points to lower my balance
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4 Star Rating
Verified CustomerThey report late. I pay my bill every month in full and TJ Maxx never reports the correct amount. I won't be using the card anymore
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1 Star Rating
Verified CustomerSYNCHRONY BANK IS HORRIBLE. I HAD AN OF 1200 AND PAID IT OFF IN 6 MONTHS. PAY PAL 300 T.J. MAX WAS 300 NOW 170. NEVER MISSED A PAYMENT. CLOSED ALL ACCOUNTS EXCEPT T.J. MAXX. MY CREDIT SCORE HAS RISEN OVER 100 POINTS. I PAY T.J.MAXX BALANCE OFF LEAVING 0 BALANCE. GO FIGURE.
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5 Star Rating
Verified CustomerI don’t know too much yet I got this new, I love these stores, I hope this card being good, like the store, this card is good because you can use the card at 3 affiliated stores thanks
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What card do you have that can be used at 3 different stores?
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5 Star Rating
Verified CustomerHaven't used. My experience has been positive however. All terms were acceptable to me or I wouldn't have agreed and applied for card.
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Review TJX Credit Card
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Offer last updated: Nov 10th, 2022 at 06:37 ET
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PURCHASE INTRO APR
0% for 12 months from account opening
TRANSFER INTRO APR
Not Offered
REGULAR APR
18.74% - 28.74% Variable
ANNUAL FEE
$0
REWARDS RATE
1 - 3 points / $1
BONUS OFFER
30,000 points
MINIMUM CREDIT