The best subscription manager apps include Rocket Money, PocketGuard, Trim by OneMain, and WalletHub. These apps have good user ratings, will automatically detect all your subscriptions, and will send bill reminders so you know when a subscription is about to charge you. Some of these subscription tracking apps even offer services that will cancel subscriptions you no longer need so you don’t have to do it yourself.
Consumers spend more than $1,000 a year on various types of subscriptions, according to different reports. A survey from the software company Bango found that 44% of people have a hard time tracking their subscriptions and 49% are annoyed they can’t manage their subscriptions in one place. The subscription manager apps below can help ease the frustration of dealing with subscriptions by providing an easy way to manage all your subscriptions in one place.
6 Best Subscription Manager Apps
WalletHub
Average App Rating: 4.8 / 5
Cost: Free for basic, $47.90 for the first year ($95.90 per year after that) for premium
What we like: WalletHub automatically detects your subscriptions and puts them in one list. This allows you to avoid having to go through multiple bank or credit card statements or through all your subscriptions individually.
WalletHub also uses AI to clean up your transaction data to make it easier to understand, automatically categorizes your subscriptions in your budget, and sends bill reminders so you don’t miss a payment. In addition, you can automatically flag for review transactions that meet certain criteria you establish, so you can examine them manually later.
Furthermore, you can enjoy additional features like free access to your credit score and auto insurance score, free credit monitoring, and recommendations for financial products like credit cards and loans. With a premium account, you can also lock and unlock your TransUnion credit report, get access to identity theft restoration services and $1 million in identity theft insurance, and customize your dashboard any way you like.
What we don’t like: WalletHub does not offer services that can cancel subscriptions you no longer need for you. Also, you can only access WalletHub’s subscription manager with a premium account, which starts at $47.90 for the first year ($95.90 per year after that).
Rocket Money
Average App Rating: 4.6 / 5
Cost: Free for basic, $6 to $12 per month for premium
What we like: Rocket Money is one of the few apps offering access to a subscription manager for free, and it can cancel subscriptions that you no longer need so you don’t have to. Rocket Money also allows you to see all your subscriptions in a list view so you can avoid losing track of them.
What we don’t like: Even though access to the subscription manager is free, you need to pay to have Rocket Money cancel subscriptions for you. Rocket Money is also not very transparent about the pricing for this service, but users can typically pay between $6 to $12 per month.
PocketGuard
Average App Rating: 4.5 / 5
Cost: Free for basic, $12.99 per month or $74.99 per year for premium
What we like: PocketGuard has a free plan that lets you sync your financial accounts and track your subscriptions for free. The app analyzes your transactions and groups all your subscriptions together in one list so you can always stay on top of your subscriptions. PocketGuard also provides instructions on how you can cancel subscriptions you don’t want.
What we don’t like: PocketGuard will not cancel subscriptions for you. Instead, the app will provide instructions so you can cancel unwanted subscriptions yourself. Plus, if you want to access more advanced features on the app, such as the ability to create custom budget categories, import and export transactions, and sync unlimited financial accounts for automatic tracking, you will need a premium PocketGuard plan, which is $12.99 per month or $74.99 per year.
Bobby
Average App Rating: 4.7 / 5
Cost: Free for basic, a one-time charge of $0.99 - $2.99 for premium
What we like: Bobby is an Apple-based app that lets you manually track and manage your subscriptions for free. Bobby has a list of subscriptions you can choose to add to your account to track, or you can create your own custom subscription if it is not on the list. You can also set up reminders to alert you when a bill is due.
What we don’t like: The app does not offer automatic bank sync, so you will have to manually enter the details for all your subscriptions. It doesn’t cancel unwanted subscriptions for you, either.
In addition, Bobby is only available to Apple users, and the free plan limits the number of subscriptions you can track. To track and manage an unlimited number of subscriptions, you will need to upgrade your plan. You can upgrade your plan for a one-time charge between $0.99 and $2.99.
Trim by OneMain
Average App Rating: 4.8 / 5
Cost: Free to OneMain or Brightway customers
What we like: Trim is a subscription manager tool available on the OneMain Financial app. The tool analyzes your transactions to find all your subscriptions. You do not need to pay to access the subscription manager feature, and if you have a loan or credit card with OneMain or Brightway, Trim will cancel your unwanted subscriptions for free. With the Trim tool, users can sync their bank and credit card accounts, and Trim’s algorithm will detect any transaction that is a subscription.
What we don’t like: Trim does not offer to cancel unwanted subscriptions for users who do not have a loan or credit card with One Main or Brightway. Also, Trim does not have its own specific app. Users can only access Trim through a web browser or through the OneMain app.
Subby
Average App Rating: 3.9 / 5
Cost: Free for basic, a one-time charge of $4.99 for premium
What we like: Subby is an Android app that lets you manage your subscriptions all in one spot, so you never lose track of what you are paying for. The subscription manager is free to use, and the app also reminds you when your subscription payments are due. In addition, Subby will show you how much you spend on subscriptions on a monthly or yearly basis.
What we don’t like: Subby is only available for Android users. Plus, if you want additional features, like the ability to see your upcoming subscription payments directly from the home screen on your phone or storage backup for your data, you will have to pay for that. The app also does not cancel subscriptions for you.
Compare the Best Subscription Manager Apps
| App | Free Plan Available | Cost of Premium | Automatically Detects Subscriptions | Subscription Cancellation Services |
| WalletHub | Yes | $47.90 for the first year, $95.90 after that | Yes | No |
| Rocket Money | Yes | $6 - $12 per month | Yes | Yes |
| PocketGuard | Yes | $12.99 per month or $74.99 per year | Yes | No |
| Bobby | Yes | $0.99 - $2.99 (one-time charge) | No | No |
| Trim by OneMain | Yes | N/A | Yes | Only for OneMain and Brightway customers |
| Subby | Yes | $4.99 (one-time charge) | No | No |
What Is a Subscription Manager?
A subscription manager, also known as a subscription tracker, is a tool that helps you keep tabs on your recurring bills, such as streaming services or memberships. A subscription manager tool like the one WalletHub has can connect to your financial accounts, analyze your expenses, and automatically detect recurring charges. Then, it can compile these expenses for you in one list, so you can review all the subscriptions you have and easily spot ones you may have forgotten about.
In addition to detecting recurring charges, subscription manager apps may also send you reminders for upcoming bills, negotiate with companies to lower your bill, and cancel services you no longer need. Apps with a subscription manager often have robust budgeting tools as well.
With so many potential features, it can be difficult to find the right subscription manager app for you. If you are having trouble deciding, the tips below can help.
Tips for Choosing the Best Subscription Manager App
Choose an app in your price range.
You’ll want to choose a subscription manager app that fits your budget. Depending on how much you are willing to spend, you can choose to go with a free or paid plan. Free plans tend to have limited capabilities, such as limiting the number of subscriptions you can track, while paid plans can include more advanced features like canceling subscriptions on your behalf. Before signing up for a paid plan, check if there is a free trial that allows you to try the service so you can see if it is worth spending money on.
Compare all the features each app offers.
A subscription manager app should allow you to easily see all your subscriptions in one place. It can also be helpful if it lets you sync your financial accounts so the app can analyze your transactions and automatically detect your subscriptions – even the ones you may have forgotten about. In addition, you can consider getting an app with more advanced features like subscription cancellation assistance, budgeting tools, and the ability to access your credit score.
Make sure the app is secure.
To make sure your personal information is safe, choose an app that encrypts your data, has security features like multi-factor authentication, and performs regular updates to fix and improve software vulnerabilities. This can help prevent your information from getting into the wrong hands.
Determine how easy the app is to use.
A subscription manager app should have a user-friendly interface that lets you easily see and track your subscriptions. An app with tutorials on how to use the tools in the app can help you navigate the program better.
Methodology
WalletHub’s editors compared 17+ app options to find the best subscription manager apps. We focused on the following factors:
- The availability of a free plan
- The ability to automatically detect your subscriptions
- The ease of viewing and tracking subscriptions in one location
- The availability of services to cancel subscriptions for you
- Budgeting features included in the free plan
We also considered the average app ratings from Google Play and the App Store for each company.
WalletHub experts are widely quoted. Contact our media team to schedule an interview.