2026's Best Home Insurance in Kentucky

Please find below 2026's best home insurance companies in Kentucky. Use the filters to refine or expand your home insurance search.

Updating Insurance Companies

The General Insurance

4 out of 5 rating3,173 Reviews

The General is a licensed car insurance agency based in Nashville, Tennessee. It&rsquo,s a subsidiary of PGC Holdings Corp. (PGC), and is known for offering auto insurance to high-risk drivers... show more

2026's Best Home Insurance Company in Kentucky

Website

Profile

National General Insurance

3.5 out of 5 rating4,274 Reviews

National General Insurance is headquartered in New York City and was founded in 1939. Since then, the company has grown to become one of the largest insurance providers in the... show more

2026's Best Home Insurance Company in Kentucky

Website

Profile

Esurance

3.2 out of 5 rating1,424 Reviews

Esurance is an online insurance company that specializes in selling bundled insurance policies at affordable prices. The company was purchased by Allstate in 2011 in a $1 billion deal. Here... show more

Call 800-378-7262

Website

Profile

Farmers Insurance

3.1 out of 5 rating1,737 Reviews

Farmers is one of the oldest auto insurance companies in the U.S., having opened in 1928. The Farmers Insurance Group of Companies now serves more than 50 million individual policies... show more

Website

Profile

Erie Insurance

3 out of 5 rating1,193 Reviews

Erie is a multi-line insurance company that has grown into a network of more than 5,000 employees and 13,000 independent agents serving more than 5 million insurance policies. Here are... show more

Call 800-458-0811

Website

Profile

State Farm

2.9 out of 5 rating4,316 Reviews

State Farm is the largest provider of auto and home insurance policies in the U.S., insuring more than 80 million people across the country. The company is headquartered in Bloomington,... show more

Website

Profile

Shelter Insurance

2.9 out of 5 rating144 Reviews

Shelter Insurance is a Columbia, Missouri-based company that provides a wide range of insurance products in 15 states. Shelter was founded in 1946 as MFA Mutual Insurance and only offered... show more

Call 800-743-5837

Website

Profile

Horace Mann

2.6 out of 5 rating109 Reviews

Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, they have broadened their mission to... show more

Call 800-999-1030

Website

Profile

Kentucky Farm Bureau

2.6 out of 5 rating56 Reviews

Kentucky Farm Bureau Insurance Company has been serving families of the Bluegrass since 1943. It is the largest property and casualty insurance company in Kentucky. It is located where its... show more

Call 502-495-5000

Website

Profile

Kentucky National Insurance

2.5 out of 5 rating53 Reviews

Kentucky National is the only property and casualty insurance company in the state owned by Kentucky stockholders. Kentucky National is sold exclusively through Independent Insurance Agents in community. They have... show more

Call 800-432-9310

Website

Profile

Page 1 of 3Next

Questions & Answers

Comparing home insurance can be tough. But you've got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution's responsibility to ensure all posts and questions are answered.

Ask the Experts

WalletHub asked a panel of experts to answer the following questions about home insurance. You can click “Read More” under each expert’s name and title to see their answers.

When do you recommend getting homeowners insurance and car insurance from the same company?
Do you have any tips for finding the best home insurance?
What would you say are the most common mistakes that people make when shopping for home insurance?

Steven F. Brown
PhD, MBA, CPA, CREI, CFP®, Texas Real Estate Broker and Professor of Real Estate - Dallas College/Cedar Valley Campus
Read More

Hainan Sheng
Ph.D., CFA, Assistant Professor of Real Estate, Pamplin College of Business | Virginia Tech
Read More

H. Shelton Weeks
Lucas Professor of Real Estate, Department of Economics & Finance - Florida Gulf Coast University
Read More

Mark A. Johnson
Investments and Portfolio Management Fellow, School of Business - Wake Forest University
Read More

Blair Koblenz
Professor of Practice, W. P. Carey School of Business - Arizona State University
Read More

Pankaj Jain
Ph.D., CFA, CFP®, Chair | Professor, Department of Finance, Insurance, and Real Estate - University of Memphis
Read More

Ives Machiz
Ph.D., MBA, CFP, Clinical Assistant Professor, WPC Finance - Arizona State University
Read More

Yildiray Yildirim
William Newman Professor in Real Estate Finance and Chair, William Newman Department of Real Estate; Director, Steven L. Newman Real Estate Institute, Zicklin School of Business - Baruch College, CUNY
Read More

Bennie D. Waller
Ph.D., William Cary Hulsey Fellow, Culverhouse College of Business, The University of Alabama
Read More

Catalin Stefanescu
Clinical Professor and Academic Director, Schack Institute of Real Estate - New York University, School of Professional Studies
Read More

Robert W. Taylor
Executive Director, Kornblau Real Estate & Risk Management and Insurance Programs - Virginia Commonwealth University
Read More

James Maniace
Senior Lecturer in the Finance Department at the Max M. Fisher College of Business – The Ohio State University and Senior Counsel – Taft Stettinius & Hollister LLP
Read More

John Banko
Wells Fargo Faculty Fellow and Instructional Associate Professor, Finance and Director of Wealth Management Program - University of Florida, Warrington College of Business Administration
Read More

Craig Morrison
BSBA Acc., Financial Empowerment Specialist, Fabian Insurance Services
Read More

Anne Drougas
Ph.D., Interim Associate Dean & Professor of Finance & Business Analytics, Brennan School of Business – Dominican University
Read More

Sean Wilkoff
Ph.D., Assistant Professor of Finance, Department of Finance - University of Nevada, Reno, The College of Business
Read More

John T. Plecnik
J.D., LL.M., Associate Professor of Law and Director, Master of Legal Studies, CSU College of Law - Cleveland State University
Read More

Kevin R. Kilgore
Associate Director / Professor of Practice, Center for the Study of Finance, Department of Finance and Economics - East Tennessee State University
Read More

Dr. Randal Ice
Barnabas Professor of Finance Emeritus - University of Central Oklahoma
Read More

Yiwei Zhao
Assistant Professor of Finance – Longwood University
Read More

J. Baker
M.S.F.S., M.B.A., CPA, CFP, Professor of Accounting –Dallas College, North Lake Campus
Read More

Li Zhang
Ph.D., RIMS-Certified Risk Management Professional, Professor of Finance - St. Cloud State University
Read More

J. David Chapman
Ph.D., Finance Department Chairman, Real Estate Program Coordinator - University of Central Oklahoma
Read More

Tracy Xu
Ph.D., CFA, Ron Rizzuto Endowed Chair | Reiman School of Finance; Co-Director | International Business Major, Daniels College of Business - University of Denver
Read More

Best Home Insurance Companies by City in Kentucky

Other Types of Insurance in Kentucky

Small Business Insurance

Insurance Companies > Home Insurance > Kentucky

Important Disclosures

Ad Disclosure: Certain offers, companies or professionals (collectively “listings”) that appear on this site, originate from paying advertisers. For full transparency, here is a list of our current advertisers.

Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where listings appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, companies and professionals, but our listings do not represent all financial services companies or products.

Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.

WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.