Christie Matherne, Credit Card Writer
@christie_matherne
The best credit card that gives 10X points is the IHG One Rewards Premier Credit Card. It gives 10X points per $1 spent on purchases made at IHG hotels, so it’s an ideal card for people who frequently stay at Regent, Crowne Plaza, Holiday Inn and other IHG properties. The card’s other rewards are attractive, too, as it gives 3 - 10 points per $1.
It’s important to note that most credit cards don’t offer 10X points on every purchase. They offer this high bonus rewards rate on specific types of purchases instead. There are plenty of other credit cards that have 10X bonus categories, as well.
Best Credit Cards That Give 10X Points
- IHG One Rewards Premier Credit Card: 10 points per $1 spent with IHG
- Choice Privileges® Select Mastercard®: 10X points on stays at participating Choice Hotels properties
- Citi Strata Premier® Card: 10 points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com
- Bloomingdale's Credit Card: 10 points on all purchases (after spending $15,000 at Bloomingdale’s annually and unlock “top of the list” status)
- Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards: 10 points per $1 spent on eligible hotels and car rentals booked through Credit One
- KeyBank Business Rewards Credit Card: 10 points per $1 spent on gas, travel, restaurants, and telecommunications
Rewards don’t just come in the form of points, of course. You can find cards with 10X miles or 10% cash back on purchases, too.
Other 10X Rewards Credit Cards
Frequent travelers may be especially interested in 10X miles rewards cards. The Capital One Venture X Rewards Credit Card, for example, offers 10X miles on hotels and rental cars booked through Capital One Travel. If you’re a business owner, you can enjoy 10X miles on those same purchases and an even bigger initial bonus with Capital One Venture X Business.
For more great rewards card options, check out WalletHub’s editors’ picks for the best points credit cards and the best rewards credit cards.
Madison Bell, Member
@maddie_bell
You’re not going to get 10X points on everything with any card. But 10X points on purchases through the Citi Travel portal with the Citi Strata Card is pretty good. Its other rewards are really good too.
Victoria Price, Member
@vic_price
I like Citi Strata Premier, but you have to be OK with booking travel through Citi’s portal. Alternatively, look into cards that give 5% back in broader spending categories. Like Citi Custom Cash.
People also ask
What is 10X on a credit card?
On a credit card, 10X typically refers to earning 10 points or miles per $1 spent on purchases. This earn rate is part of some credit card rewards programs, and is often applied only to certain categories, such as travel or gas.
One of the best credit cards that offers 10X on purchases is the Citi Strata Premier® Card. More specifically, with this card you can earn 10 points / $1 spent on hotels, car rentals and attractions booked on CitiTravel.com.
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read full answer by John Miller, Credit Cards ModeratorHow do I get 10x points with Chase?
To earn 10x points with Chase, you need to have a Chase credit card that offers 10 points per $1 spent in specific categories, and then make purchases within those categories.
One notable Chase credit card that offers 10 points / $1 spent on purchases is the IHG One Rewards Premier Credit Card. However, the earn rate applies only on IHG hotel reservations.
Chase Credit Cards That Can Offer 10x Points or More
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read full answer by John Miller, Credit Cards ModeratorWhich credit card has the highest rewards rate?
The credit card that has the highest rewards rate is the Chase Sapphire Reserve® card, which gives 8 points / $1 spent on all purchases made through Chase Travel℠.
Credit Cards with the Highest Rewards Rates
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Be sure you pay attention to a card’s redemption rate, as well as its rewards rate, to determine what value you’re really getting. Rewards often come in the form of points and miles, the actual dollar value of which is...
read full answer by Theresa Chalfant, WriterDid we answer your question?
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