Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
The best $300 credit card bonus is offered by the Regions Prestige Visa® Signature Credit Card. Cardholders can earn 10,000 points after spending $500 or 20,000 points after spending $1,000 in the first 90 days. Regions Prestige Visa® Signature Credit Card also gives 1 - 3 points per $1 on purchases, and has a $0 annual fee.
It’s worth noting that there aren’t many credit cards offering a $300+ initial bonus, at least not in the form of cash back. Fortunately, your options expand if you also consider cards with bonus points or miles worth $300 or more.
Best Credit Card With Initial Bonuses Worth $300+
Initial Bonus: 10,000 points after spending $500 or 20,000 points after spending $1,000 in the first 90 days
Ongoing Rewards: 3 points per $1 spent on dining and entertainment purchases, 2 points per $1 spent on gas and grocery store purchases, and 1 point per $1 spent on all other purchases
Annual Fee: $0
Credit Score: Good
Initial Bonus: 20,000 bonus points after spending $1,000 in the first 3 months
Ongoing Rewards: 5 points per $1 spent on hotels, car rentals and attractions booked on cititravel.com, 3 points per $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores), supermarkets, on select transit purchases, at gas & EV charging stations, 2 points per $1 spent at restaurants, as well as 1 point per $1 on all other purchases
Annual Fee: $0
Credit Score: Good
Initial Bonus: 30,000 points after spending $1,500 within 90 days
Ongoing Rewards: 3 points per $1 spent on travel, 2 points per $1 spent on dining, and 1 point per $1 spent all other purchases
Annual Fee: $95
Credit Score: Excellent
Initial Bonus: 75,000 miles for spending $4,000 in the first 3 months from account opening, plus $250 to use on Capital One Travel in the first year (limited-time offer)
Ongoing Rewards: 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel, 5 miles per $1 spent on Capital One Entertainment purchases, and 2 miles per $1 on all other purchases
Annual Fee: $95
Credit Score: Good
Initial Bonus: 75,000 points for spending $5,000 on purchases in the first 3 months
Ongoing Rewards: 5 points per $1 spent on travel purchased through Chase Travel℠, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases
Annual Fee: $95
Credit Score: Good
Initial Bonus: $300 online statement credit for spending $3,000 in the first 90 days
Ongoing Rewards: 3% cash back on your choice of one out of six categories and 2% cash back on dining (for the first $50,000 combined in these 2 categories per year), as well as 1% back on all other purchases
Annual Fee: $0
Credit Score: Excellent
As you can see, most of these cards have annual fees, but their bonuses coupled with the rewards they offer can help offset their cost. You just have to find the card that rewards you the best in your largest spending categories.
You can also check out our editors’ picks for the best credit card sign-up bonuses on the market, if you want more options.
Popular Credit Cards with Sign-Up Bonuses
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Bonus Points for Business Owners
Christopher Ross, Member
@c_ross_writer
You can get a lot more than $300 with travel cards like Chase Sapphire Preferred.
People also ask
What are the best cash bonus credit card offers?
The best cash bonus credit card offer is a $250 statement credit for spending $3,000 on eligible purchases in the first 6 months you have the Blue Cash Preferred® Card from American Express. Blue Cash Preferred also offers 1 - 6% cash back on purchases.
There are many cash bonus credit cards that give you money for meeting a spending requirement in the first few months. These cards are a good way to get a hefty rebate on your purchases at the start, especially if they also have no annual fee. But it’s important to remember that initial bonuses are just...
read full answer by WalletHub, Financial CompanyWhat is the best 4% cash back credit card?
The best 4% cash back credit card is the Wells Fargo Attune® Card because it offers 1 - 4% cash rewards on purchases and has a $0 annual fee. You can get 4% cash back on select self-care, sports, recreation, entertainment, and planet friendly purchases. Cardholders also get an initial bonus of $100 cash rewards after spending $500 in the first 3 months.
Best Credit Cards for 4%+ Cash Back
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All of these credit cards give at least 4% cash back, or more, on some types of purchases....
read full answer by WalletHub, Financial CompanyWhich Chase credit card has the best sign-up bonus?
The best Chase sign-up bonus is 125,000 points for spending $6,000 in the first 3 months with the Chase Sapphire Reserve. Chase credit card bonuses range from $200 to 125,000 points, depending on the card.
Best Chase Credit Card Sign-Up Bonuses
- Chase Sapphire Preferred® Card: 75,000 points for spending $5,000 on purchases in the first 3 months
- Chase Sapphire Reserve®: 125,000 points for spending $6,000 in the first 3 months
- Marriott Bonvoy Boundless® Credit Card: 5 Free Night Awards for spending $3,000 in the first 3 months
- Southwest Rapid Rewards® Plus Credit Card: 50,000 points for spending $1,000 on purchases in the first 3 months
- Sapphire Reserve for Business℠: 200,000 points for spending $30,000 on purchases in the first 6 months
- Chase Freedom Unlimited®: $200 for spending $500 on purchases in the first 3 months
If you’d like to explore more options, check out our picks for the best credit card sign-up bonuses from all issuers.
read full answer by Lisa Cahill, Credit Cards ModeratorDid we answer your question?
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