Lisa Cahill, Credit Cards Moderator
@lisacahill
The best cash back Mastercard is the Citi Double Cash® Card because it offers 2 - 5% cash back on purchases, plus an initial bonus of $200 for spending $1,500 in the first 6 months. The card also has a $0 annual fee, and the cash rewards you earn won’t expire as long as your account is open and in good standing.
Best Cash Back Mastercard Credit Cards in 2025
- Best Overall: Citi Double Cash® Card
- Best for Dining and Entertainment: Capital One Savor Cash Rewards Credit Card
- Best for Double Rewards: Synchrony Premier World Mastercard®
- Best for Travel Credits: Capital One Quicksilver Cash Rewards Credit Card
- Best for Customized Rewards: Citi Custom Cash® Card
- Best for Fair Credit: Capital One QuicksilverOne Cash Rewards Credit Card
- Best for Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit Card
The best cash back Mastercard for you ultimately depends on what kind of credit score you have, what you spend your money on, and how much you usually spend. Fortunately, Mastercard has some great cash back options for every credit level and spending profile.
It’s also worth noting that when you get a cash back Mastercard, you get all the benefits provided by the network. That includes global acceptance and $0 liability protection, among other perks.
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People also ask
How does cash back work on credit cards?
Cash back on credit cards rewards cardholders for making purchases by returning a percentage of the money spent. The accumulated cash back rewards can then be used in a variety of ways, such as paying your credit card bill, getting a check, or making a direct deposit to a bank account.
Exactly how cash back rewards work varies by credit card company and even by individual card. However, there are some aspects of the...
read full answer by WalletHub, Financial CompanyWhat credit card offers 5% cash back on everything?
The only credit cards that offer 5% cash back on everything are store credit cards, such as the Target Credit Card and the Kohl's Credit Card * , which can only be used at affiliated stores. Several general-purpose credit cards that you can use anywhere give 5% cash back on certain types of purchases but not on everything.
Some of the best credit cards for 5% cash back on select purchases are the Chase Freedom Flex, U.S. Bank Cash+, Ink Cash and the Amazon.com credit cards.
Best Credit Cards...
read full answer by Frankie Solomon, WalletHub AnalystAre cash back credit cards worth it?
Cash back cards are worth it because they can save you around 1% - 8% on every purchase that you make. As long as you pay off your balance in full each month and the annual fee does not offset the rewards you earn, cash back credit cards can help you save money.
Notable Cash Back Credit Cards
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Key Things to Know About Cash Back Credit Cards
- Many cash...
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