WalletHub, Financial Company
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Just about all gas station credit cards offer instant approval (or denial), especially when you apply online, but credit card companies never guarantee an instant decision. You’re most likely to receive instant approval if you apply for one of the easiest gas cards to get.
In general, your chances for instant approval are high if you apply for a card where your credit score exceeds the minimum required. But issuers consider many factors on an application, such as income, number of recent credit inquiries, past bankruptcies, and more. So, it’s always possible an issuer will need more time to come to a decision. Also, the approval process may take longer if the issuer cannot immediately verify the personal information on the application.
Best Gas Credit Cards for Instant Approval
You can also check out our editors’ latest picks for the best gas credit cards on the market to weigh your options. Again, just remember that pretty much all gas rewards credit cards offer instant approval. But that doesn’t necessarily mean you’ll get it. Factors that will increase your likelihood of getting instant approval for any credit card include: a high credit score, a high income, and completely correct and up-to-date information on your credit card application.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
Popular Gas Credit Cards
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Gas, Travel & Dining
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No Annual Fee
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Customized Rewards
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Business
Christopher Ross, Member
@c_ross_writer
I agree with the peeps who’ve said Discover it Secured. It’s not gas-station-specific but it has great gas rewards!
Ella Morgan, Member
@ella_morgan
I think you can get instantly approved with any card, as long as you’re qualified. If you want something easy, Discover it Secured gives up to 2% back at gas stations plus a first year bonus.
Abigail Mitchell, Member
@abby_mitch
It’s either your favorite gas station’s card or a card like the Citi Strata Premier / the Costco Visa. Any card should approve you instantly if you’re qualified and you apply online.
William NN, Member
@w_nguyen
They’re the same as the best gas credit cards overall. All cards instantly approve some people.
Robert Baskins, Member
@bob_baskins167
The best gas credit card with instant approval is Discover it Secured Credit Card because it offers 2% cash back on the first $1,000 spent per quarter at gas stations and restaurants and 1% on all other purchases. It’s both possible and likely to get an instant approval decision with this card. That’s because it’s available even to people with bad credit.
On the other end of the spectrum, if you have above the 750 credit score needed for the Costco Anywhere Visa, you may want to apply for that instead. If you apply in store and get approved, they’ll give you a code you can use to make Costco purchases right away. The Costco Anywhere Visa offers 4% cash back on the first $7,000 per year spent on gas and 1% after. It gives 3% back on restaurant and travel purchases, 2% at Costco and 1% everywhere else. There are plenty of other good gas cards that offer instant approval. But the Costco card is one of the few you can use right away.
People also ask
What's the easiest unsecured credit card to get approved for?
The easiest unsecured credit cards to get include the OneMain Financial BrightWay® Card, the Petal® 2 Visa® Credit Card and the Capital One QuicksilverOne (see details, rates & fees) Credit Card. You can get the OneMain Financial BrightWay® Card with bad credit, while the Petal 2 Card and Capital One QuicksilverOne (see details, rates & fees) are for people with no credit.
Easiest Unsecured Credit Cards to Get
- Best for No Deposit: OneMain Financial BrightWay® Card
- No Credit: Petal® 2 Visa® Credit Card
- Cash Rewards: Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees)
- Students: Capital One Savor Student Cash Rewards Credit Card (see details, rates & fees)
- Business: Capital One Spark Classic for Business *
- Building Credit: Capital One Platinum Credit Card (see details, rates & fees)
- Low APR: First Hawaiian Bank Heritage Credit Card
Alternatives to Unsecured...
read full answer by WalletHub, Financial CompanyWhat are the best gas credit cards for bad credit?
The best gas credit card for bad credit is the Bank of America® Customized Cash Rewards Secured Credit Card, which gives you 6% cash back in the category of your choice, and gas purchases are eligible. The card has a $0 annual fee, but you need to place a security deposit of at least $200 to open an account.
Gas credit cards for bad credit are hard to come by because fair credit or better is usually required. So, the best choice for you will depend on whether you’re willing...
read full answer by WalletHub, Financial CompanyWhat are the best credit cards you can instantly use after approval?
The best credit card you can use instantly after approval is the Capital One Venture Rewards Credit Card (see details, rates & fees). When you apply online, you can get approved for this credit card in seconds, get the card number immediately after, and start using it to make purchases right away.
The Capital One Venture (see details, rates & fees) card offers 2 - 5 miles per $1 spent on purchases and an initial bonus of 75,000 miles for spending $4,000 on purchases within 3 months from account opening. The card also has a $95 annual fee (see details, rates & fees) and requires at least good credit for approval.
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read full answer by Evelyn Boros, Credit Cards ModeratorDid we answer your question?
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