Maria Adams, Credit Cards Moderator
@m_adams
It shouldn’t be hard to get approved by Synchrony Bank if you have at least fair credit. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN.
Credit Requirements for Popular Synchrony Bank Credit Cards
- Lowe's Credit Card: Fair credit or better
- Amazon Store Card: Fair credit or better
- JCPenney Credit Card: Fair credit or better
- Sam's Club® Credit Card: Good credit or better
- Venmo Credit Card: Good credit or better
While credit scores are very important, Synchrony Bank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. Synchrony Bank will also look at existing debts when considering your application.
Ultimately, you can check your credit score for free in less than two minutes on WalletHub to see where you stand.
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People also ask
What's the Synchrony Bank credit card credit score requirement?
It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit. Please find a list of cards offered by Synchrony Bank here: https://wallethub.com/credit-cards/synchrony-13003490i.
read full answer by WalletHub, Financial CompanyHow do I apply for a Synchrony credit card?
The most straightforward way to apply for a Synchrony credit card is online. Synchrony Bank is one of the largest providers of store cards in the United States. These cards offer rewards and/or financing offers targeted to a specific brand. You can prequalify or apply for any Synchrony credit card online, but some brands may also allow you to apply in store or by phone.
How to Apply for a Synchrony Credit Card Online
- Visit...
Does Synchrony Bank do a hard pull?
Yes, Synchrony Bank does a hard inquiry on your credit report whenever you apply for one of its credit cards. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The hard inquiry allows Synchrony Bank to determine your credit risk and ultimately decide whether you’ll be approved for an account.
Synchrony Bank credit cards require anywhere from bad to...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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