Chip Lupo, Credit Card Writer
@CLoop
U.S. Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a U.S. Bank credit card.
Some U.S. Bank cards may give you higher approval odds than others, though, depending on your credit score. Applicants who choose the right offer can get approved with fair or bad credit.
Credit Score Requirements for Good U.S. Bank Credit Card Approval Odds
- U.S. Bank Cash+® Visa Signature® Card: Good credit or better
- U.S. Bank Secured Visa® Card: Bad credit or better
- Harley-Davidson® Secured Credit Card: Bad credit or better
While credit scores are very important, U.S. Bank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. U.S. Bank will also look at your monthly housing costs and existing debts when considering your application.
For a list of credit cards that you’ll have solid approval odds for, create a free WalletHub account and check out your personalized card suggestions.
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