McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Yes, State Farm does offer liability car insurance. State Farm liability car insurance is available in all 50 states, costs an average of $86 per month ($1,032 per year), and pays for other drivers' injuries and property damage if you are at fault for an accident. State Farm also offers other major types of car insurance such as collision coverage and roadside assistance.
What State Farm Liability Insurance Covers
- Medical expenses for others. Bodily injury liability insurance (BI) covers medical bills for other people if they are injured in a car accident that you cause. BI may also cover lost wages for others if they are unable to work due to their injuries.
- Property damage. Property damage liability insurance (PD) pays to repair damage to others' property, such as their vehicles or fences, caused by an accident you're at fault for.
Cost of State Farm Liability Car Insurance
State | Average Premium |
California | $86 per month |
Texas | $68 per month |
Pennsylvania | $59 per month |
Ohio | $48 per month |
Georgia | $128 per month |
Note: This is a sample of premiums from some of the states where State Farm liability car insurance is available.
Most states require you to purchase at least $25,000 in bodily injury liability insurance per person ($50,000 per accident) and at least $25,000 in property damage liability insurance to meet the minimum coverage requirements.
To learn more, check out WalletHub's full review of State Farm and our guide to liability car insurance.
People also ask
What does liability insurance cover?
Liability insurance covers the other driver’s injuries and property damage in accidents that you cause. Bodily injury liability insurance covers the other driver’s medical expenses, while property damage liability insurance covers their vehicle and other objects damaged in the crash, like their home or fence.
What Liability Car Insurance Covers
- Other people’s medical expenses after accidents caused by the policyholder
- Damage to other people’s property caused by the policyholder
- Legal fees if the policyholder is sued...
How much does State Farm car insurance cost?
State Farm car insurance costs an average of $1,032 per year ($86 per month) for a minimum-coverage policy, which is less than the national average of $720 per year. The exact cost of auto insurance with State Farm depends on factors such as a driver's history on the road, age, state, and coverage limits. For example, full coverage insurance from State Farm costs an average of $3,514 per year.
Average Cost of State Farm Car...
read full answer by Candace Baker, Car Insurance WriterHow much does liability car insurance cost?
Liability car insurance costs an average of $671 per year nationally. The exact cost of a liability auto insurance policy varies based on several factors, including the state, insurance company, driver’s record, and amount of coverage purchased.
Liability Car Insurance Cost by Company
- GEICO: $462 per year
- USAA: $487 per year
- Progressive: $549 per year
- Travelers: $639 per year
- State Farm: $718 per year
- Allstate: $781 per year
- Nationwide: $890 per year
- Farmers: $1,044 per year
- Liberty Mutual: $1,090 per year
These sample quotes...
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